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What is a financial plan?

Just as you probably plan a road map for a major journey, a financial plan is your blueprint to follow to achieve financial independence.



What is a financial plan?

Your financial adviser will develop a plan tailored to your needs with a range of strategies suited to your goals and circumstances.

We offer a range of ongoing service packages where we’ll continue to meet with you for formal and informal reviews to monitor your progress and finetune your plan if necessary.

This quick video explains what a financial plan is and how it can help you.

Your money blueprint

Just as you probably plan a road map for a major journey, a financial plan is your blueprint to follow to achieve financial independence.

Having a plan is always sensible. It gives us a sense of direction and provides pointers to follow throughout our lives – to both measure progress and keep us on track to reach our goals.

A financial plan does this exactly this, and more, for our money.

How your financial plan works

The starting point of your financial plan is to set some goals – short, medium and long term targets to work towards. These objectives are central to your plan. After all, there’s not much point in having a plan if you have nothing to aim for.

From here, your plan sets out a strategy to manage your cashflow, making allowances for everyday spending, saving and growing a pool of investments including superannuation. These investments are the key to achieving your goals.

An important aspect of your financial plan is ensuring your assets, wealth and financial wellbeing are protected against the unexpected. This is where having adequate and appropriate insurance comes in.

Having quality estate plans plays a valuable role too. Having built up wealth, you need to be comfortable that your assets will be inherited by the people who matter to you.

Your financial adviser – professional help for your money blueprint 

Your Mortgage Choice financial adviser is a money expert, who can guide you through the process of developing a tailored financial plan. It can be the difference between achieving your goals and falling short of achieving your aspirations.

And because a financial plan is not a set-in-cement document, we’ll be there with you at every life stage. As you move through life, your plan can be fine-tined and altered to reflect changes in your aspirations, your lifestyle and your income.

Let’s answer some common questions:

Talk to your local financial adviser today

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