Solution finder
I'm looking to Buy or build my first home and and have just started researching

Find a mortgage broker in Canberra

Looking for a Mortgage Broker in Canberra? Mortgage Choice has expert mortgage brokers located right across Canberra & surrounds. We offer you the choice of hundreds of great home loan deals from over 20 lenders, with appointments at the time and place that suits you.

Mortgage Choice brokers compare hundreds of home loans to find you the home loan that best suits your needs. Find a local mortgage broker now for expert advice at no cost to you.

Your local Mortgage Choice expert

Find me a...

Time to celebrate! Reserve Bank cuts cash rate!

July 2019

What a remarkable two months! After keeping the official cash rate on hold for close to three years, the Reserve Bank of Australia (RBA) has announced two back-to-back rate cuts, with the July rate cut bringing the cash rate down to 1.0%.

It’s brilliant news for home owners, who can enjoy genuine savings on their home loan repayments.

The RBA’s decision to lower the cash rate comes as a surprise to many given the 0.25% in June. Clearly, the Reserve believes the economy needs more of a pick-me-up than it first realised, and by cutting rates for the second month in a row, it is aiming to support the economy through increased household spending.

The July rate cut is a plus for home owners – and home buyers – though it pays to keep a close eye on how your lender responds to the latest rate cut. With plenty of red hot deals available, there’s no shortage of choice to secure a value-packed home loan.

In the property market we are seeing early signs of a recovery, and this new round of rate cuts is sure to boost buyer demand further.

Now that negative gearing is no longer under threat, home buyers and investors are heading back to the property market, with reports of increasing auction clearance rates and growing numbers of people attending open homes around the country.

More good news, Australia’s bank regulator – APRA, is suggesting that lenders should relax their lending criteria. This could mean more home buyers will be eligible for a home loan, and that current buyers may enjoy increased borrowing power to upgrade their buying budget.

With interest rates now sitting at new historic lows, it’s time to start putting your property plans in place and take advantage of a market that’s offering excellent value.  

We know how important it is for you to be able to trust the advice you are receiving from our experts.

Our home loan service comes at no cost to you because we get paid a commission by the lender when you settle a home loan. We then pay your broker but we do it differently from other mortgage brokers. Your Mortgage Choice broker gets paid the same rate of commission no matter which home loan you choose from our wide choice of lenders.

This makes sure they always have your best interests at heart.

We have local experts available to help you with all things finance related. They'll make complicated easy and provide you with the information and advice you need to make the right decisions with your money.

We can assist you with your personal finances including your home loan, car loan and insurances and our financial advisers can help you plan to achieve your financial goals now and in the future. We can also help you organise finance to start or grow your business and fund your assets.

Contact one of our local experts today to see how we can help you. 

Find an Expert


Mortgage Choice was founded by the Higgins brothers over 25 years ago. They believed in giving Australians access to a choice of home loans, backed by expert advice to help them make the right choice. They were pioneers in mortgage broking and we've since helped over 600,000 people with their home loans.

Over the years, our passion for offering choice and advice has been extended to other areas of personal and business finance, including our industry leading financial planning service.

About Us


Compare and save on your mortgage

See the latest great deals from over 20 lenders, including the big four banks. Our online comparison tool lets you compare rates and features of hundreds of loans to find one that's right for you~.




























Compare home loans

Things can change quickly in the market.

Subscribe and stay informed with news, rates and industry insights.