Mortgage Choice brokers compare hundreds of home loans to find you the home loan that best suits your needs. Find a local mortgage broker now for expert advice at no cost to you.
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Looking for a Mortgage Broker in Canberra? Mortgage Choice has expert mortgage brokers located right across Canberra & surrounds. We offer you the choice of hundreds of great home loan deals from over 20 lenders, with appointments at the time and place that suits you.
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RBA hits pause again in September
The Reserve Bank of Australia (RBA) has stopped short of a third rate cut, leaving the official cash rate steady at 1.0% in September.
The RBA is maintaining a ‘wait and see’ approach to gauge the impact of its earlier rate cuts in June and July. However, some economists believe we could see further rate cuts ahead, and indeed, the Reserve Bank itself has acknowledged that this is a possibility.
What matters right now, is that we are seeing some exceptional home loan deals, and if your loan rate starts with a ‘4’, you’re probably paying too much.
No time for loyalty
In the home loan market, we are still seeing intense competition between lenders. This is simply not the time for loyalty as many of the best deals are exclusively reserved for new customers. This highlights the need to organise a home loan review to be sure you still have the right loan for your needs.
As we head into spring, traditionally the peak period on the property calendar, the nation’s two biggest markets, Sydney and Melbourne are experiencing a turnaround, with home values climbing in both capitals by 0.2% in July, the second month of rising values.
It’s definitely adding a sense of urgency to the market, especially for buyers who may have sat on the sidelines waiting for values to reach the bottom of the cycle.
In what is likely to be a very busy spring property market, buyers who are well-prepared, with finance ready to go, can have the edge.
Partnering with a home loan expert is a smart move to have a loan lined up when you find the property that suits your goals.
First home buyers – it’s time to prepare
A quick shout out to first home buyers that the First Home Loan Deposit Scheme is due to launch in January. It would allow first homeowners to buy a place of their own with as little as 5% deposit, without the expense of Lender’s Mortgage Insurance.
The Scheme is limited to 10,000 borrowers, so now is the time to start preparing so that you’re ready to be among the first 10,000 applicants on New Year’s Day.
Why choose Mortgage Choice?
We know how important it is for you to be able to trust the advice you are receiving from our experts.
Our home loan service comes at no cost to you because we get paid a commission by the lender when you settle a home loan. We then pay your broker but we do it differently from other mortgage brokers. Your Mortgage Choice broker gets paid the same rate of commission no matter which home loan you choose from our wide choice of lenders.
This makes sure they always have your best interests at heart.
We have local experts available to help you with all things finance related. They'll make complicated easy and provide you with the information and advice you need to make the right decisions with your money.
We can assist you with your personal finances including your home loan, car loan and insurances and our financial advisers can help you plan to achieve your financial goals now and in the future. We can also help you organise finance to start or grow your business and fund your assets.
Contact one of our local experts today to see how we can help you.
Find an Expert
Mortgage Choice was founded by the Higgins brothers over 25 years ago. They believed in giving Australians access to a choice of home loans, backed by expert advice to help them make the right choice. They were pioneers in mortgage broking and we've since helped over 600,000 people with their home loans.
Over the years, our passion for offering choice and advice has been extended to other areas of personal and business finance, including our industry leading financial planning service.
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See the latest great deals from over 20 lenders, including the big four banks. Our online comparison tool lets you compare rates and features of hundreds of loans to find one that's right for you~.