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Looking for a Mortgage Broker in Darwin? Mortgage Choice has expert mortgage brokers located right across Darwin & surrounds. We offer you the choice of hundreds of great home loan deals from over 20 lenders, with appointments at the time and place that suits you.
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Latest RBA cash rate decision
Rates hold steady – good news for household budgets!
It looks like more of the same from the Reserve Bank of Australia (RBA), as we face yet another month of the official cash rate holding steady at 1.5%.
With no change in the cash rate since August 2016, home owners have enjoyed an exceptional run of stable interest rates spanning more than two years.
The RBA has cautioned a number of times that future rate hikes cannot be ruled out. But it’s being hamstrung by below-target inflation, and the RBA has also pointed out that there’s no immediate case to lift the cash rate.
With the holiday season now behind us, and many Australians making a return to work, a stable cash rate is just the thing to make budgeting easier and lay financial foundations for the year ahead.
While media reports are talking up a downturn in the property market, it’s worth putting things in perspective.
Figures from CoreLogic show the 2018 calendar year finished with national dwelling values down 4.8%. However, the market is far from uniform, and Adelaide, Brisbane, Hobart and Canberra all saw an uptick in property values for the year.
The Christmas/New Year period is typically a slow one for real estate, and research group CoreLogic notes that the real litmus test of the market’s buoyancy will come with February’s sales results.
What does it mean for you?
As life returns to normal following the holiday season, it’s important to schedule time to review your home loan. Ensuring you have a deal that is ideally suited to your needs can leave you well-placed for the year ahead, with the potential to put cash back in your hands if it turns out you could save on a loan offering better value or improved features.
Why choose Mortgage Choice?
We have local experts available to help you with all things finance related. They'll make complicated easy and provide you with the information and advice you need to make the right decisions with your money.
We can assist you with your personal finances including your home loan, car loan and insurances and our financial advisers can help you plan to achieve your financial goals now and in the future. We can also help you organise finance to start or grow your business and fund your assets.
Contact one of our local experts today to see how we can help you.
Find an Expert
We know how important it is for you to be able to trust the advice you are receiving from our experts.
Our home loan service comes at no cost to you because we get paid a commission by the lender when you settle a home loan. We then pay your broker but we do it differently from other mortgage brokers. Your Mortgage Choice broker gets paid the same rate of commission no matter which home loan you choose from our wide choice of lenders.
This makes sure they always have your best interests at heart.
Mortgage Choice was founded by the Higgins brothers over 25 years ago. They believed in giving Australians access to a choice of home loans, backed by expert advice to help them make the right choice. They were pioneers in mortgage broking and we've since helped over 600,000 people with their home loans.
Over the years, our passion for offering choice and advice has been extended to other areas of personal and business finance, including our industry leading financial planning service.
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See the latest great deals from over 20 lenders, including the big four banks. Our online comparison tool lets you compare rates and features of hundreds of loans to find one that's right for you~.