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Are you looking for a Mortgage Broker in Melbourne? Mortgage Choice has expert mortgage brokers located right across Melbourne & surrounding areas. We offer you the choice of hundreds of great home loan deals from over 20 lenders, with appointments at the time and place that suits you.

Mortgage Choice brokers compare hundreds of home loans to find you the home loan that best suits your needs. Find a local mortgage broker now for expert advice at no cost to you.

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Homeowners can rest easy – rates stay on hold!

At its Board meeting today, the Reserve Bank of Australia (RBA) opted to leave the official cash rate at its historic low of 1.5%.

The latest rate decision is especially exciting, as the RBA had flagged at previous meetings that the next rate move could be up.

Homeowners, home buyers, and investors have something to celebrate – an extension of the extended period of super-low interest rates we have enjoyed.

The official cash rate may be on hold but even the Reserve Bank has noted that competition in the home loan market is red hot.

The Melbourne property market has certainly come off the boil, with the latest figures from research group CoreLogic showing the city’s property values declined by 0.4% in June 2018, taking price growth over the past 12 months to just 1%.

According to CoreLogic, the biggest declines in value have occurred in the most expensive segments of the market. The more affordable areas of Melbourne, on the other hand, have experienced rising values over the past 12 months, supported by a surge in first home buyer activity. Over the 2017/18 financial year for instance, price growth of over 5.0% was recorded in the west and north-west suburbs of Melbourne, with price gains of 7.3% in the Mornington Peninsula.

Outside of Melbourne, Geelong is forging ahead, achieving property price growth of 11.0% over the 2017/18 financial year. Ballarat has also performed well, recording price gains of 5.2% over the same period.

The cooling of many Melbourne markets is creating valuable opportunities for first home buyers, upgraders and investors. With interest rates remaining low, now could be the time to start achieving your property goals.

Contact your local Mortgage Choice broker to discover how you can take advantage of a cooler property market and interest rates that remain super low with a competitively priced home loan that is right for your needs.

We have local experts available to help you with all things finance related. They'll make complicated easy and provide you with the information and advice you need to make the right decisions with your money.

We can assist you with your personal finances including your home loan, car loan and insurances and our financial advisers can help you plan to achieve your financial goals now and in the future. We can also help you organise finance to start or grow your business and fund your assets.

Contact one of our local experts today to see how we can help you. 

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We know how important it is for you to be able to trust the advice you are receiving from our experts.

Our home loan service comes at no cost to you because we get paid a commission by the lender when you settle a home loan. We then pay your broker but we do it differently from other mortgage brokers. Your Mortgage Choice broker gets paid the same rate of commission no matter which home loan you choose from our wide choice of lenders.

This makes sure they always have your best interests at heart.

Mortgage Choice was founded by the Higgins brothers over 25 years ago. They believed in giving Australians access to a choice of home loans, backed by expert advice to help them make the right choice. They were pioneers in mortgage broking and we've since helped over 400,000 people with their home loans.

Over the years, our passion for offering choice and advice has been extended to other areas of personal and business finance, including our industry leading financial planning service.

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See the latest great deals from over 20 lenders, including the big four banks. Our online comparison tool lets you compare rates and features of hundreds of loans to find one that's right for you~.

























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