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Looking for someone to help you with your home loans in Sydney? Mortgage Choice has expert mortgage brokers located right across Sydney. Being a part of the Sydney community means they understand the local area and are well placed to help you with your mortgage needs.

Our expert brokers can offer you the choice of hundreds of great home loan deals from over 20 lenders, with appointments at the time and place that suits you.

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Good news! RBA keeps rate on hold in time for the festive season

What a difference 12 months has made in Sydney.

Looking at CoreLogic figures, this time last year the city’s median home value was $905,917. Today the median is $833,876.

The Sydney market has dropped by 7.4% over the past 12 months including a 0.7% dip in October, and it’s giving home buyers some of the best value seen in years.

Once again, it’s the top end of the Sydney market that has taken the biggest hit, with values falling by 8.6%.

By contrast, the most affordable end of the market has seen values dip by just 4.6% over the past year, as first home buyers surge to take advantage of lower prices and secure their slice of the great Australian dream.

First home buyer lending rises 74%

In fact, industry figures show a 74% pick up in lending to first home buyers in Sydney in the 12 months to June 2018, and it’s now at its highest level in eight years.

Owner-occupier lending has soared in affordable suburbs, following the introduction of more generous stamp duty concessions for first-time buyers in July 2017.

First home buyers have been further supported by tighter restrictions on domestic investors and international buyers, who often pitch at the same end of the market as first home buyers.

Not unexpectedly, we’ve seen media reports spruiking further prices falls in Sydney. However, as CoreLogic notes, the triggers for more substantial price falls remain absent from the market.

Moreover, as Australia’s largest city, Sydney welcomes 85,000 new migrants each year, and combined with natural population growth, demand for homes will continue to support rising property values over the long term.

Regional values climb

Regional NSW has been a key beneficiary of Sydney’s high home prices as home buyers head outwards seeking better value. In the last year, home values in the Hunter Valley, about a 2-hour drive from Sydney, have climbed 5.1%. Further north in the Richmond-Tweed area, home prices have risen by 4.8%.

We have local experts available to help you with all things finance related. They'll make complicated easy and provide you with the information and advice you need to make the right decisions with your money.

We can assist you with your personal finances including your home loan, car loan and insurances and our financial advisers can help you plan to achieve your financial goals now and in the future. We can also help you organise finance to start or grow your business and fund your assets.

Contact one of our local experts today to see how we can help you. 

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We know how important it is for you to be able to trust the advice you are receiving from our experts.

Our home loan service comes at no cost to you because we get paid a commission by the lender when you settle a home loan. We then pay your broker but we do it differently from other mortgage brokers. Your Mortgage Choice broker gets paid the same rate of commission no matter which home loan you choose from our wide choice of lenders.

This makes sure they always have your best interests at heart.

Mortgage Choice was founded by the Higgins brothers over 25 years ago. They believed in giving Australians access to a choice of home loans, backed by expert advice to help them make the right choice. They were pioneers in mortgage broking and we've since helped over 400,000 people with their home loans.

Over the years, our passion for offering choice and advice has been extended to other areas of personal and business finance, including our industry leading financial planning service.

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