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Looking for someone to help you with your home loans in Sydney? Mortgage Choice has expert mortgage brokers located right across Sydney. Being a part of the Sydney community means they understand the local area and are well placed to help you with your mortgage needs.

Our expert brokers can offer you the choice of hundreds of great home loan deals from over 20 lenders, with appointments at the time and place that suits you.

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Home values in Sydney have virtually stabilised, falling by just 0.5% in May according to CoreLogic [1]. It’s the smallest decline in value since March last year, and a strong sign that the market may be at, or near the end of, the downswing.

The Housing Industry Association’s Affordability Index rose by 2.2% nationally in the March 2019 quarter – the most significant improvement in affordability since September 2013. Sydney leads the nation for the greatest improvement in affordability, rising a massive 12.4% over the year to March 2019 [2].

Home values in Sydney are still 19.4% higher than they were five years ago, so long term home owners have certainly pocketed some excellent gains in equity.

A sure sign that the Sydney market is picking up is the rising number of successful sales at auction. Domain [3] reported an auction clearance rate of about 60% for the final weekend in May, bringing overall clearance rates to 55.5% for the month, the highest level since March 2018.

Investors are also benefitting, this time from falling vacancy rates. According to the Real Estate Institute of NSW [4], vacancy rates in Sydney fell from 3.6% in March to 3.2% in April. Elsewhere, in areas such as the Hunter Valley, vacancy rates are steady though Newcastle saw a big 0.7% drop in vacancy rates.

Outside of Sydney, many regional areas are still enjoying rising home values. Over the last year property values have climbed in the Riverina (up 6.8%) and the state’s central West (1.9%).

In the ACT, property values were virtually steady in May, falling by just 0.2%. However, Canberra is the only capital city across Australia to have recorded gains over the last quarter, with home values rising 0.2% over the three months to 31 May 2019. 

In fact, Canberra can take a bow for recording a 2.4% upswing in home values over the past 12 months. If we take a longer term view the picture is even brighter. Canberra homes have soared in value 23.5% over the past five years, giving local home owners plenty of equity growth.

Increased affordability and today’s super-low interest rates make now the time to put your property plans into action. Chances are you’ll pocket plenty of value-buying just ahead of the busy spring selling season.

We know how important it is for you to be able to trust the advice you are receiving from our experts.

Our home loan service comes at no cost to you because we get paid a commission by the lender when you settle a home loan. We then pay your broker but we do it differently from other mortgage brokers. Your Mortgage Choice broker gets paid the same rate of commission no matter which home loan you choose from our wide choice of lenders.

This makes sure they always have your best interests at heart.

We have local experts available to help you with all things finance related. They'll make complicated easy and provide you with the information and advice you need to make the right decisions with your money.

We can assist you with your personal finances including your home loan, car loan and insurances and our financial advisers can help you plan to achieve your financial goals now and in the future. We can also help you organise finance to start or grow your business and fund your assets.

Contact one of our local experts today to see how we can help you. 

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Mortgage Choice was founded by the Higgins brothers over 25 years ago. They believed in giving Australians access to a choice of home loans, backed by expert advice to help them make the right choice. They were pioneers in mortgage broking and we've since helped over 600,000 people with their home loans.

Over the years, our passion for offering choice and advice has been extended to other areas of personal and business finance, including our industry leading financial planning service.

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