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I would recommend Matthew Hayes for anyone looking for a mortgage broker, especially first home buyers that need a hand to hold during such an overwhelming process! I knew barely anything going in and am incredibly grateful to have found Matt who was able to guide me. Matt was very knowledgeable, transparent and professional. During stressful times where timing was important, I had complete faith he would be able to pull through. Matt has a very strong and reliable relationship with the banks and was able to expedite my bank loan approval when I found an apartment to bid on, recommend me to great conveyancers at a discount and provide me with home loan rates I am very satisfied with. When it comes to any remortgaging/refinancing of my mortgage in the future, I am definitely coming to Matt!