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House hunting is fun until it gets to the business of borrowing, especially if you are a small business client. We often don’t fit into the simple, steady wage earner lending profiles. You can have big collateral, the banks want to see regular cash flow (or serviceability) Hmm? The current market is tight, real estate values dropping and it seems banks are ultra cautious. The team at Mortgage Choice worked hard to find a boutique lender who took a punt and we got pre-approval. With this in place we could house hunt in earnest! Found the right house, well within our borrowing budget but the boutique lender seemed to be taking their sweet time with valuations and unconditional approval despite the urging of our broker. Rob kept assuring us that this pattern had been emerging and not to worry. He also was professionally working and guiding us for a better facility, with a mainstream lender, that could be accessible once we had our 2018 financials in place. There were plenty of calls prior EOFY to make sure our results all met the new lender criteria. It was a team effort with our broker and accountants. It all seemed do-able. Hmm (here’s hoping??) Tax done, loan submitted and unconditionally approved in less than a week! AND around 2% better rate! I cannot tell you how patient, assuring and supportive Rob Lees & first receiver Corrine, and all the Mortgage Choice team had been through quite a stressful period. We are mature age clients, been through the lending process enough to recognise when a team has your back. This team delivered, ...and more! Thank you!!

Russ James

Big thankyou to Paul and his wonderful assistant Wendy for the amazing service over at Mortgage Choice Penrith. Made my first home buying process a breeze and a lot less daunting than expected. Highly recommended for any financial services/loans and getting the most out of your borrowing capacity.

Jack Le

Des made a very stressful situation so easy for my husband and I when we bought our first home, he explains everything so well and is with you throughout the whole process. Really great broker!

Tara Cassar