We can help get you into your first home with the right loan

When you are buying your first home, your local Noarlunga Mortgage Choice team can help you with expert advice throughout the whole process.

Taking the first step towards owning your own home is both exciting and a little overwhelming. But the rewards are outstanding! 

We take the time and hassle out of shopping around for a home loan and guide you through the process to help you make better choices with your finances.  We service all the Noarlunga, Christies Beach and surrounding southern suburbs but we are always happy to meet you anywhere that is most convenient.

As your local southern suburbs mortgage brokers, we pride ourselves on being your local home loan experts. We get to know your personal situation and then work with over 20 lenders, including the big four banks, to find the loan for your needs. We’ll manage your home loan from application to post-settlement, all at no cost to you.

With over 18 years of experience helping first home owners get into their first home, you can depend on our team to work hard to find you the best deal, and the right loan for your future financial goals.

What do you need to know for your first home loan?

When shopping around for a home loan, you need to work out what type of home loan will suit your situation. There are a number of different types of home loans are available. The one that is right for your needs will depend on your circumstances, but usually, most lenders offer several different types of home loans including:

• Variable rate home loans
• Fixed rate loans
• Line of credit loans
• Construction loans, and
• Bridging loans.

Remember, the different types of home loans each have various features that appeal to different borrowers. The key is to have the type of home loan that is right for your circumstances, and this is where we can help.

We provide you with choice!

With over 20 Lenders to choose from, we will find you the best deal for you individual situation. 

We take the time and hassle out of shopping around for a home loan and guide you through the process to help you make better choices with your finances.  We service all the Noarlunga, Christies Beach and surrounding southern suburbs but we are always happy to meet you anywhere that is most convenient.

How we can help you get your first home loan...

• Understand your needs

  We take the time to find out as much as possible about your circumstances and goals.

• Compare loans to find the right one

  We will compare hundreds of home loans from over 20 lenders, including the big four banks, to quickly narrow down your choices to the ones that best suit your needs.

• Do all the legwork

  If you decide to go ahead with an application, we will prepare all of the paperwork and support you through the entire process.

• Work out your borrowing power

  We will calculate how much you can borrow and how much you can comfortably afford to repay.

• Answer your questions

  We have a wealth of knowledge built up over 18 years of experience in home loans that we’re only too happy to share with you to help with your first home purchase.

• Help you with pre-approval

  We can help you get pre-approval for your home loan so you can shop around for your home with confidence, knowing what you can afford to spend and jump on the property of your dreams when it comes available!

• We will apply for First Home Owner Grant incentives for you

  In Australia, there are a number of government incentives available to first home buyers. We’ll let you know whether you’re eligible for assistance schemes such as the First Home Owners Grant (FHOG) and help with the paperwork.

• Support you all the way to your first home

  When you’re ready to move ahead with your first home loan, we will prepare all the paperwork and support you at every step to settlement.

First home buyer's guide 

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

To download the First Home Buyers Guide click here.

Book an obligation free appointment today

If you’re ready to start taking the steps towards buying your first home, we can help you make the right move. We'll be here for you at every stage of the process.

Contact our team today on 8186 6662 or 0421 360 205 or send us an email at fiona.manley@mortgagechoice.com.au.