A coach for your money!




Mortgage Choice Financial Adviser Lachlan Semmens can help you take a more holistic look at your finances, and put together a plan to help you reach your financial and lifestyle goals.

AR no: 000334065
CAR no: 000453309
Financial Services Guide


  • Office 0427 903 140
  • Fax 08 8178 0800
  • Open Hours
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment

Every successful person has a coach or mentor, from sports people to people in business. There's no reason why you can't have one too.

Even if you're pretty financially savvy… it's a rare person who wouldn't want an expert on hand to help you get ahead and make the most of your money – all while taking care of the grunt work!

Professional Experience 

Holding an Advanced Diploma of Financial Services and with over 11 years experience in the Finance Industry, I am well equipped to service your Financial Planning needs.

Having worked with a wide variety of customers, I've gained experience in all areas of Financial Planning, including Superannution, Wealth Accumulation and Protection and Retirement Planning.

My love of Financial Planning stems from having seen the great value that quality, strategic advice can add to a person's life and also the burden that can be lifted when receiving considered help with your finances.

Whether simple or complex I thoroughly enjoy helping clients gain a greater understanding of their financial position, and working with them to implement a plan to make the most of their money.

Professional Qualifications

Advanced Diploma of Financial Services (Financial Planning)

 Talk to me about:

  • Investment planning & wealth creation

    I will help you identify personal goals you wish to achieve and understand how much risk you are comfortable with. We'll then build a portfolio of investments that are best suited to your goals.

  • Personal insurance

    Nobody wants to think about insurance until they actually need it… but by then it could be too late. I will review your current insurance strategy and determine whether it is appropriate, or if you are in need of further cover.

  • Superannuation & rollover advice

    Super may be designed for retirement, but it's your money and you have complete control over it today. I'll help you discover super strategies to make sure you're making the most of this valuable resource.

  • Retirement planning

    We all look forward to hanging up our work boots, and a quality lifestyle in retirement is possible with a bit of forward planning. Together we'll look at strategies to make sure your nest egg lasts through retirement.

  • Cashflow coaching

    Managing your cashflow is key to a successful financial plan. You'll need money to fund your goals, as well as a road map that sets out how you can build the savings you need. My service combines expert advice with a personal cashflow management and budgeting solution - Mortgage Choice MoneyTrack - to keep you on the right financial track.

Handy tools to help manage your money


Savings made easy

Estimate how much you are spending every year on the little items, and how much you could save by finding alternatives!


Save more money


Retirement income calculator

Use our free calculator powered by Investfit(TM) to see what income you could expect in your retirement.


Retirement calculator


Choose your own path

How well are you covered - insurance wise - should something unexpected happen to you? Use this tool to find out.


Choose your own path


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Contact us today.


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