Protecting what's important | Hoppers Crossing
Insurance is an area where many Australians are vulnerable. In an unpredictable world, insurance delivers a valuable benefit – certainty. It’s about protecting your greatest assets; you and your family.
Why do I need personal insurance?
Most Australians understand the significance of Home and Contents insurance or car insurance. But when it comes to insuring your ability to earn an income, possible disability or trauma, people are less certain of it's benefits. The last thing you want to worry about if something should go wrong is how you're going to pay your bills.
There are a range of personal insurances that can be valuable should anything go wrong:
- Life insurance – this provides a lump sum payout to your family in the event of premature death. This means your family & your home would be looked after should the worst happen.
- Total and Permanent Disablement (TPD) insurance – this pays a lump sum if you become permanently disabled and are unable to work again. The last thing you want to be thinking when facing disability is how you're going to afford the basics.
- Trauma insurance - also known as critical illness insurance - this cover pays a benefit if you are diagnosed with a specific illness noted in your policy like heart attack, stroke or cancer.
- Income protection insurance– this provides a regular series of payments usually equal to about 75% of your normal wage or salary if you can’t work due to illness or injury. Your ability to earn an income is your most valuable asset!
As your financial planning team, we can guide you through the process of determining what types & levels of personal insurance you need. Should you have insurance in place already, we can review it to make sure we've bridged any gaps and you're not paying for insurance you don't need.
"Matt is a friendly, professional adviser who provided a good recommendation to protect our family finances in the event of illness/death. We would recommend him to all of our friends." Rick Pistone, Tarneit
Our panel of insurance providers
While many people have insurance in their superannuation, or have purchased quickly online - this insurance has not gone through the underwriting process, meaning that it can often fall through when you need it most.
We have a panel of high quality lenders with hundreds of different insurance products to make sure you have got exactly what you need. Our team will also make sure to explain the ins and outs of the fineprint so you know what to expect.
Your complimentary first appointment with Matthew
We are passionate about making sure that you and your family are protected should things go wrong. So passionate that we offer a complimentary first appointment with our financial adviser Matthew, so you can chat about how he can help you.
You can visit us at our Hoppers Crossing office, or we can come out at a time and place that suits you.
Call us today on 0478 754 408 or click on the Contact Us button at the top of the page to book your complimentary first appointment!