I have worked in the financial services industry since 2001, with experience in both the financial planning and mortgage broking industries. Whilst working in the mortgage broking industry, I realised I wanted to be able to help people develop a more holistic financial strategy to achieve all of their financial and lifestyle goals. (Learn more of my personal story by scrolling down)
Monday - Friday: 9:00am - 5:00pm
After hours by appointment
I have been very passionate about helping people to get the most out of what they do in every aspect of their life for many years. With a family background in Mortgage Broking, I grew up hearing and seeing stories of clients that needed advice which went beyond what a Mortgage Broker can typically provide. Some of these questions included:
Whether they can afford to buy an investment property?
Whether it is a good idea to setup a SMSF?
How to save for a deposit quickly?
How are they tracking for retirement?
Whether their Superannuation Fund is a good one?
Whether people have the right types and right amounts of insurance cover?
These are real questions with the potential to add significant value to people's lives… and helping my clients answer these questions is why I love my job!! Even if you are pretty financially savvy… it is a rare person who wouldn't appreciate an experienced person on hand to help them, review opportunities, save time, and “get your money working ‘even harder' than you do”.
A key aspect of what I do is help people get the balance right between “enjoying life now” verses “enjoying the journey of life”. I believe that to get this balance right, people benefit from having a clear vision of what they want to achieve in their lives. I take the time to explore my clients' goals… even the non-financial ones.
My personal mantra is to be Happy, Healthy and Financially Secure.
The reasons you should choose me to be your financial planner:
1. I will work with you to achieve your goals.
2. I will help you consider the tough questions related to you, your family and your ongoing "relationship with money".
3. I will explain the financial planning options available to you.
4. I will analyse and help you decide on the course of action which is best suited to your personal circumstances.
5. I will ensure you are set up with the best structures for ownership, your benficiaries and for tax optimisation.
6. I will assist in the implementation of your financial plan.
7. I will provide ongoing support on your wealth building journey.
I have worked in the financial services industry since 2001, with experience in both the financial planning and mortgage broking industries.
Whilst working in the mortgage broking industry, I realised I wanted to be able to help people develop a more holistic financial strategy to achieve all of their financial and lifestyle goals.
I have a passion for finance and love working closely with my clients to help them on their journey to financial freedom. I am committed to saving you time and giving you peace of mind that your finances are in good hands. I provide an honest and genuine service that helps people balance saving for the future whilst also enjoying the journey!
I've worked with many different types of clients from all walks of life and enjoy the unique challenge that each new client brings. I have experience with families wanting to protect their loved ones, pre-retirees hoping to secure a financially healthy retirement, professionals looking to build their wealth and small business owners trying to build a successful business.
I look forward to working with you!
Advanced Diploma of Financial Planning
Diploma of Financial Planning
Talk to me about:
Nobody wants to think about insurance until they actually need it… but by then it could be too late. I will review your current insurance strategy and determine whether it is appropriate, or if you are in need of further cover.
Investment planning & wealth creation
I will help you identify personal goals you wish to achieve and understand how much risk you are comfortable with. We'll then build a portfolio of investments that are best suited to your goals.
Superannuation & rollover advice
Super may be designed for retirement, but it's your money and you have complete control over it today. I'll help you discover super strategies to make sure you're making the most of this valuable resource.
We all look forward to hanging up our work boots, and a quality lifestyle in retirement is possible with a bit of forward planning. Together we'll look at strategies to make sure your nest egg lasts through retirement.
Managing your cashflow is key to a successful financial plan. You'll need money to fund your goals, as well as a road map that sets out how you can build the savings you need. My service combines expert advice with a personal cashflow management and budgeting solution - Mortgage Choice MoneyTrack - to keep you on the right financial track.
"From the moment I met Michelle I felt comfortable and at ease. I am not very savvy with finances but Michelle made it very easy to understand. I trust her and that goes a long way because she made it about me and my future."
Vee - Financial Planning
"The time you spent talking to us and working out what was the best option for our future retirement has been outstanding. I'm forever telling friends about how good you've been"
Angie - Financial Planning
"Michelle, you took the time to explain all of the foreign concepts to us in a way that we could understand. We never felt patronised, nor did we feel uneasy about asking for further clarification. You used language which we could understand and maintained excellent communication throughout the process"
Jasmin - Financial Planning
"From the outset Michelle was very understanding and thorough in her approach. She listened carefully, asked questions without judgement and efficiently put into place a financial plan that was perfect for us. Warm and friendly, she was a pleasure to deal with, as was Ken in finalising the documentation. I would recommend them to anyone wanting sound advice with a smile"
Natasha - Financial Planning
"Having dealt with 2 financial planners previously, I really noticed the difference with Michelle in terms of expertise, knowledge and customer service. My husband and I are really happy with the service provided!"
Chan - Financial Planning
"The service you provided us was fantastic. You made us feel comfortable and informed, and we loved that you were happy to explore sustainable solutions on our behalf. Thanks so much for helping us get our “house” in order!"
James - Financial Planning
Handy tools to help manage your money
Savings made easy
Estimate how much you are spending every year on the little items, and how much you could save by finding alternatives!