Financial Advice for life's big moments




Mortgage Choice Financial Adviser Tim Hayman is a highly dedicated adviser with more than 9 years’ experience in the financial services industry. Born and bred in the Lower Mountains, he currently lives in the Penrith area and is excited to be working within your community.

AR no: 000411369
CAR no: 000456695
Financial Services Guide


  • Office 0432 144 103
  • Fax 02 4739 9407
  • Open Hours
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment

Plan for the life you want to live.

I will work with you to understand your needs to meet your financial goals. Looking to build wealth, increase your Super nest egg for retirement or are you wondering if investing in an SMSF might be right for you? I have the tools, knowledge and experience to assist you in developing a personalised plan to achieve your goals sooner while making sure your lifestyle is fully protected along the way.

 

 

Professional Experience

I am a highly dedicated adviser with more than 9 years’ experience in the financial services industry.

I have a passion for keeping pace with the complex and continuously changing environment of financial advice.

I really enjoy getting a good understanding of my clients - helping them put together the pieces of their unique puzzle - to make it easier for them to identify and achieve their financial goals. 

Professional Qualifications

  • Master of Commerce (Financial Planning) 
  • Advanced Diploma of Financial Services (Financial Planning)
  • Diploma of Business Management
  • Justice of the Peace
Professional Memberships

Association of Financial Advisers

 

Talk to me about:

  • Personal insurance

    Nobody wants to think about insurance until they actually need it… but by then it could be too late. I will review your current insurance strategy and determine whether it is appropriate, or if you are in need of further cover.

  • Investment planning & wealth creation

    I will help you identify personal goals you wish to achieve and understand how much risk you are comfortable with. We'll then build a portfolio of investments that are best suited to your goals.

  • Superannuation & rollover advice

    Super may be designed for retirement, but it's your money and you have complete control over it today. I'll help you discover super strategies to make sure you're making the most of this valuable resource.

  • Retirement planning

    We all look forward to hanging up our work boots, and a quality lifestyle in retirement is possible with a bit of forward planning. Together we'll look at strategies to make sure your nest egg lasts through retirement.

  • Cashflow coaching

    Managing your cashflow is key to a successful financial plan. You'll need money to fund your goals, as well as a road map that sets out how you can build the savings you need. My service combines expert advice with a personal cashflow management and budgeting solution - Mortgage Choice MoneyTrack - to keep you on the right financial track.

"Very happy thanks, Tim! Friendly, professional service. You have taken the time to explain things so that we could understand them and you understand our goals and needs very well. "

M & S Short - Financial Planning
Emu Plains, NSW

"You took the time to understand and patiently prepare a plan to suit my requirements, needed over a 5 year span to retirement age of 65. I am happy with the result and peace of mind."

T McGregor - Financial Planning
Sydney, NSW

"Tim is very proficient in his dealings and always makes time for us. He has met us at home on several occasions and has made us feel very secure on what our future holds. I would be happy to recommend him to any couple looking to secure their future and make the most out of their retirement."

R Basha - Financial Planning
Colebee, NSW

"We appreciated the time Tim spent explaining the process and the clear and concise information supplied."

J & D Monks - Financial Planning
Forster, NSW

"Great Service, Thanks so much Tim!"

J N - Financial Planning
Warragamba, NSW

"I must admit, I was slightly dubious with the reputation of financial planners out there. We were referred to Tim by multiple friends and I'm so glad we listened! Tim and Michelle are fantastic - professional, friendly and easy to get along with. Tim really knows his stuff. My husband has a pre-existing medical condition. Tim took the time to really listen to us, understand our needs, and he found a solution for us. He explained everything in simple language that even a tradie could understand!
Michelle is one of the most efficient people we have ever met and she was with us every step of the way. She followed up with us, with our super and insurance companies, and kept us updated. It was such an easy process for us, but I know there was so much work put into it. Its reassuring to know that our family is properly protected. Thank you Tim and Michelle!"

L Toner - Financial Planning
Forest Lodge, NSW

"We were introduced to Tim through our mortgage broker. Tim's knowledge, experience, understanding and expertise of where we wish to be financially and how to get there comfortably made our decision makings very easy. The rewards are paying off."

S Whyte - Financial Planning
Glenwood, NSW

"Tim's advice is clear, precise and easy to understand, i am confident in his recommendations regarding my superannuation."

L Nott - Financial Planning
Northern Beaches, NSW

Handy tools to help manage your money


Savings made easy

Estimate how much you are spending every year on the little items, and how much you could save by finding alternatives!


Save more money


Retirement income calculator

Use our free calculator powered by Investfit(TM) to see what income you could expect in your retirement.


Retirement calculator


Choose your own path

How well are you covered - insurance wise - should something unexpected happen to you? Use this tool to find out.


Choose your own path


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