April 2015 Newsletter

April 13, 2015
Michelle Wishart

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Where is your Super?

We have recently had Kayla White join our team to help our clients with investing, superannuation and income protection/life insurance reviews. Below she gives some tips to make sure you get the most from your super.


1.     Make sure your details are up to date with your Super Fund(s) - current address, correct name and you are receiving your Statements either online or in the mail;
2.     Check Employer Contributions are actually going in;
3.     Track your Super balance against your target retirement balance, there are fantastic tools online for you to calculate the projected value based on several assumptions, like this one http://www.mlc.com.au/SuperannuationCalculator/;
4.     Look into the fees you’re paying inside your Fund and consider these against the returns;
5.     Update your beneficiaries  To ensure your money goes into the right hands, you should check who is listed to receive your Super savings and any linked Life Insurance;
6.     Lost Super?  If you register for a MyGov account (www.my.gov.au) and link your ATO records – this shows all Super funds linked by your Tax File Number.  A great way to list all your linked active and lost accounts.

If you’d like help to look into your situation and see how you can improve your Super Savings, what tax benefits apply and maximise your retirement nest egg, please contact Kayla on 0410 204 458 to discuss further.

Or if you would like to learn more about your home loan options call George on 0429 707 655 or email george.cremona@mortgagechoice.com.au.

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   George Cremona                  Michelle Wishart                         Kayla White
      0429 707 655                          3393 6200                             0410 204 458
 
 
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What's on in the Redlands
 
Koala Community Planting
4th May 9.00am-11.00am,
Moogurrapum Creek Corridor, Redland Bay


 
Help out your local koalas, by joining us for our annual Koala Community Planting. Join in the fun as we put 1000 plants in the ground to expand a creek corridor for our furry friends in Redland Bay.

Stay after the planting, for a sausage sizzle and take a free native plant home with you.
 
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Free Seminars

Please come to one of my free seminars. Every month I offer informative sessions for home buyers, first home buyers and property investors. 

Upcoming seminars:

BUYING A HOME SEMINAR,
21st April, 6:30pm


FIRST HOME BUYER SEMINAR
5th May, 6:30pm

See my website for details and bookings
 
 
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Interest Rates
 
While many economists believed the Reserve Bank of Australia would cut the cash rate, the Board has decided to err on the side of caution and leave the cash rate untouched for the second consecutive month. 

What else do we do??

Here at Mortgage Choice Wynnum we are not just limited to home loans, we also do....

* Car Loans
* Investment Loans
* Personal Loans
* Equipment Financing 
* Insurance


 
 
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Contact us today.


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