December 2013: Tis the season to be busy

December 04, 2013
Evee Shawcross

Welcome to the last newsletter for 2013! The arrival of summer has heralded a busy time in the office and an exciting time for many of our clients, with a number of property settlements due to take place before Christmas. Please note that the office will be closed between Christmas and New Year, but I will here right up until Christmas and will resume on 6th January. Please do not hesitate to get in touch by email or phone if you have an urgent query during this time as I will be checking in regularly.


Interest Rates - Rates On Hold Again

The RBA decided to keep the official cash rate on hold at 2.5% for the fourth consecutive month yesterday. The RBA last cut the cash rate in August, by a quarter of a percentage point, and before that in May, by the same amount RBA governor Glenn Stevens said that 'private demand outside the mining sector is expected to increase at a faster pace, though considerable uncertainty surrounds this outlook’. Mr Stevens noted that ‘recently there have been signs of increased demand for finance by households’… ‘Housing and equity markets have strengthened further over recent months, trends which should in time be supportive of investment.’

Read more here. 


Property News - Purchasing With Confidence

Buying property, particularly if it’s your first, can be a daunting process. Here are a few tips to help you feel more confident about getting into the property market and achieving your goal of home ownership sooner rather than later:

1. Have a savings plan to help you put away a deposit. Most lenders will require evidence of at least 5% of your planned purchase price plus costs. There is a useful calculator on my website (see calculators, above) to assist you with your savings plan and I can provide detailed advice specific to your individual situation.

2. Find out if you are eligible for Government grants and concessions such as the Great Start Grant or a transfer duty concession.

3. Consider buying with others: Combining your funds with a partner, friend or family member will not only give you a bigger deposit, it may also increase your borrowing power, allowing you secure a home that meets your needs.

4. Consider getting a finance pre-approval before beginning your search, to ensure that you are searching within the right price range.

5. Let me do the legwork for you: Choosing the right home loan is an extremely important part of the home buying process. At no cost to you, I will assist you through the entire process, including the above steps, and help you find the right home loan for your needs – saving you time and money.


Local History: What's in a name?

The courier mail recently published a history of the origin of Brisbane’s place names.

Belmont: Named after the original estate in 1876 derived from Anglicised French "Bellemont" meaning beautiful mountain.

Chandler: Named after Sir John Chandler, Brisbane Lord Mayor (1940-52) and chairman of the Chandler electrical chain.

Hemmant: A former sugar cane district, it was named after William Hemmant, the local MP, in 1876.

Lota: This area was mostly owned by an Irish-born politician William Duckett White in 1862, and the suburb is named after his house, 'Lota House'.

Lytton: Named after Edward Bulwer Lytton who was the Colonial Secretary of State in 1858-59. Fort Lytton was built in 1881 to protect the river entry to Brisbane.

Manly & Manly West: Land sales began in area in the 1860s and the name came from Manly in Sydney.

Murarrie: Named from Mooraree House (c1861), built by Christopher Porter, an architect and owner of a sugar plantation. Mooraree is derived from an Aboriginal word meaning sticky or muddy.

Wakerley: Named after an early settler J. W. Wakerley.

Wynnum & Wynnum West: The name is believed to be a corruption of the Aboriginal word winnam describing the breadfruit or pandanus tree.

Read about other suburbs here.

Free Seminars 

Please come to one of my free seminars. Every month I offer informative sessions for home buyers, first home buyers and property investors.

Upcoming seminars:

FIRST HOME BUYERS SEMINAR 14th January, 6.30pm


BUYING A HOME SEMINAR 28th January, 6.30pm

See my seminars tab above for details and booking.


Summer Cash Competition

Don’t forget our summer cash competition! Make and attend an appointment with me before 31st January 2014 for a chance to enter into the draw to win $5,000.


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