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Gerry Grant

Get into your first home with the right home loan

Taking the first step towards owning your own home is both exciting and a little overwhelming. But the rewards are outstanding. 

We take the time and hassle out of shopping around for a home loan and guide you through the process to help you get into your first home. We service all the Sydney CBD and surrounding suburbs but are always happy to meet you at and time and place that is most convenient.

When you are buying your first home, Gerry Grant and Sally Tian, your local Sydney CBD Mortgage Choice brokers can help you with expert advice throughout the whole process.

As your local mortgage brokers, we pride myself on being your local home loan experts. We get to know your personal situation and then work with over 20 lenders, including the big four banks, to find the loan for your needs. We'll manage your home loan from application to post-settlement, all at no cost to you.

With years of experience helping first home owners get into their first home, you can depend on us to work hard to find you the best deal, and the right loan for your future financial goals.

What do you need to know for your first home loan?

When shopping around for a home loan, you need to work out what type of home loan will suit your situation. There are a number of different types of home loans are available. The one that is right for your needs will depend on your circumstances, but usually, most lenders offer several different types of home loans including:

Remember, the different types of home loans each have various features that appeal to different borrowers. The key is to have the type of home loan that is right for your circumstances, and this is where we can help.

How to decide between Renting vs Buying?

We provide you with choice!

With over 20 Lenders to choose from, we will find you the best deal for you individual situation. Best of all, is we are paid the same no matter which lender you choose to go with, so you can ensure we always have your best interests at heart.

We service all the Sydney CBD and surrounding suburbs but am always happy to meet you at and time and place that is most convenient.

How we help you get your first home loan
  • Understand your needs

    We take the time to find out as much as possible about your circumstances and goals.

  • Compare loans to find the right one

    We compare hundreds of home loans from over 20 lenders, including the big four banks, to quickly narrow down your choices to the ones that best suit your needs.

  • Do all the legwork

    If you decide to go ahead with an application, we will prepare all of the paperwork and support you through the entire process.

  • Work out your borrowing power 

    We will calculate how much you can borrow and how much you can comfortably afford to repay.

  • Answer your questions

    We have a wealth of knowledge built up over years of experience in home loans that I’m only too happy to share with you to help with your first home purchase.

  • Help you with pre-approval

    We can help you get pre-approval for your home loan so you can shop around for your home with confidence, knowing what you can afford to spend and jump on the property of your dreams when it comes available!

  • I apply for First Home Owner Grant incentives for you

    In Australia, there are a number of government incentives available to first home buyers. We’ll let you know whether you’re eligible for assistance schemes such as the First Home Owners Grant (FHOG) and help with the paperwork.

  • Support you all the way to your first home

    When you’re ready to move ahead with your first home loan, we will prepare all the paperwork and support you at every step to settlement. 

What help is available to help me get into my first home?

In New South Wales, the State Government has put together a package to improve housing affordability for first home buyers.

For first home buyers, this includes:

  •   no stamp duty on all homes up to $650,000
  •   stamp duty relief for homes up to $800,000
  •   $10,000 grant for builders of new homes up to $750,000 and purchasers of new homes up to $600,000
  •   no insurance duty on lenders’ mortgage insurance.

To find out more visit https://www.revenue.nsw.gov.au/grants-schemes/first-home-buyer

Download our First home buyer's guide!

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. Download our First home buyer's guide which will walk you through all of the steps involved in the buying process.

Book an obligation free appointment today

If you’re ready to start taking the steps towards buying your first home, we can help you make the right move. We'll be here for you at every stage of the process.

Contact us today to book a free first home buyer appointment on 0416 078 089.


The right home loan for your first home

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Contact us today.


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