Time for a Home Loan Health Check?
Time has a habit of getting away from us, but it’s worth setting a diary date to give your home loan a check-up. H…
Answering some common questions & saving you money with our Blog
At Mortgage Choice servicing Richmond, Hawthorn, Kew and surrounds, we pride ourselves on going the extra mile ensure our clients feel comfortable in the home buying process.
How is a construction loan different to a regular loan?
Building a new home – or renovating your current home, is a sure way to achieve your dream home, and a constructio…
Will the property market provide a win for first home buyers?
Home values have been soaring in recent months, but with value growth starting to settle down, first home buyers are wel…
Offer or Auction
Confused about buying at auction, or making an offer? We often get asked about the differences. One many sui…
Redraw or Offset?
Which is better for your situation? Both provide a way to pay off your loan sooner by reducing the amount of inter…
What do the various "Approval" terms mean?
Whether you are applying to purchase a property, increase your current loan, or refinance, you may find some of the comm…
Credit Scores and why they matter
When assessing your eligibility for a home loan, as well as looking at your income, spending and savings records, lender…
Fixed rate Home Loans vs Variable rate Home Loans
With Home Loan Interest Rates at all time low levels, the debate of a Fixed rate vs Variable rate Home Loans is not quit…
The real cost of Lender’s Mortgage Insurance (LMI)
In this short topic we aim to give you a better understanding of the real cost Lender’s Mortgage Insurance (LMI),…
Home Loan Refinancing, when it does & doesn’t make sense
A November 2017 RBA analysis demonstrated that very few borrowers pay the standard variable rate. The analysis found th…
Melbourne Auction Results of interest
Each week we bring you some of the unique properties from the Melbourne auction results whether it's price or design. &…
Airbnb could help you make a better home buying decision
Everyone knows buying a home is one of the biggest decisions we make. Somehow though, we are likely to spend more time r…
Buying off the plan? consider these risks
If there is one thing that is undeniable, it’s the lure of new, whether it’s a new car over a used vehicle,…
What is an offset account? How does it work?
Offset accounts can be the best tool available to help you pay down your home loan as fast as possible, if used properly…
