Getting the right home loan | Ringwood & Croydon
With a big step like choosing the right home loan, you'll need a team of experts on your side - a team who knows what's available & can get you the right loan with a great rate & features.
Your home loan can have a big affect on your future budget & finances. Mortgage Choice Ringwood are passionate about helping you find the right one, and negotiating with the bank to get you the very best deal. When the structure, features and rate are right for you, your home loan can work together with your finances to have a positive effect in the long run. Want to find out the lowest interest rates on our lender panel? Check them out here.
We'll make it easy
You might already know just how many loan options are available in the market right now. If you have information overload or just short on time, we'll make it easy for you to sort through it all.
We sit down with you to figure out your budget & goals. We'll figure out how much you can borrow & what your repayments might be.
We do all the research and shopping around for you - searching through hundreds of home loan to find you a small selection of great home loans to suit.
We explain everything in a way so that you are full informed and can be confident when making your financial decision. Then YOU make the final choice on what home loan product you think will suit you best.
We'll complete the paperwork on your behalf and keep you updated on how the loan is progressing all the way through to settlement.
"Amazing service by everyone involved! Very professional & it was a smooth transition. We could not be happier. We got the best deal ever!" [J & J. McBride, Seville]
All at no cost to you
Like many mortgage brokers, our home loan service is no cost to you as the lender pays us a commission after your loan is settled. However, unlike other mortgage brokers, Mortgage Choice has our 'paid the same philosophy', a philosophy both our customers & our team love.
As Mortgage Choice brokers, we're paid the same rate of commission regardless of the home loan you choose from our wide choice of lenders. This ensures we're focused on the best outcome for you, and not for us.
We have a range of resources to get you started
We want you to feel comfortable throughout the process. Our resources are designed to give you an idea of what to expect next with your home loan. Have a look at our:
- Do some quick sums with our Home loan calculators
- Read: The pros & cons of fixed vs variable home loans
- Read: What is a construction loan?
- Download our free e-guide: Step by Step to Property Ownership
We're here to help you take the next big financial step
Our team at Mortgage Choice Ringwood have years of experience in finding the right home loan for our customers. With the right rate and right features, we will structure your home loan to work for you in the long run.
Our team of brokers are mobile and able to come by at a time & place that suits you. We also have a conveniently located office at 164 Maroondah Highway in Ringwood. During Stage 4 restrictions, we are happy to help you via video or phone.
Call our team in Ringwood & Croydon on 03 9876 8455 or click on Contact Us at the top of the page. We're excited to get started!
Our team service the areas of: Wattle Glen, Hurstbridge, Strathewen, Donvale, Warrandyte, Park Orchards, Chirnside Park, Ringwood, Ringwood North, Warranwood, Heathmont, Ringwood East, Croydon, Croydon Hills, Croydon North, Croydon South, Kilsyth, Kilsyth South, Mooroolbark, Seville, Wandin East, Wandin North, Lilydale, St Andrews, Tarrawarra, Yarra Glen & surrounds.
The right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~