Refinancing your home loan | Ringwood & Croydon
Continuing to have the right home loan & the right interest rate is a question of review. The market changes quickly & banks are competitive. Reviewing your home loan regularly is the only way to ensure you're getting the best deal. Let the team in Ringwood & Croydon help!
What is refinancing?
Refinancing is the process of swapping your current home loan for a new home loan with a different lender. Many people will refinance to take advantage of a lower interest rate (reducing their repayments), better features (like multiple offset accounts), different loan structure, switch between fixed & variable rates, consolidate their debt and more.
Reviewing your home loan is the first step
As the market changes quickly, we suggest reviewing your home loan every 2 years to make sure you're still on the right product for you. It's the only way to be sure you're not paying more than you should be.
Our team at Mortgage Choice in Ringwood & Croydon offer a free Home Loan Health Check to make sure you're not paying more than you should be. We'll review your current loan, compare it to other loans on the market and let you know if we can get you a better deal.
You can book your free Home Loan Health Check with us by calling 9876 8455 or filling out the form here for a quick review.
We have a range of resources to get you started
Our resources are designed to give you an idea if you could save. Have a look at our:
- Interest rate comparison tool
- Mortgage repayment calculator to see what you could save
- Read: Four big reasons to refinance
- Download our free e-guide to refinancing here.
Find out more about refinancing with us!
We would love to help you get started on your refinancing journey. We can chat about your options and give you current home loan a good once over to see if we can find you a better deal.
Our team are mobile and able to come by at a time & place that suits you. We also have a conveniently located office at 164 Maroondah Highway in Ringwood. We would love to see you.
Call us on 03 9876 8455 or click on Contact Us at the top of the page. We're excited to get started!