November 29, 2016
Competition in the current home loan market is fierce, lenders are changing their loans, their policies and their lending criteria in order to win your business. This is great news! It offers home owners more flexibility, access to low interest rates and a terrific environment in which to negotiate a better deal.
Your loan should keep up with your life. It’s amazing how quickly our lives can change, whether it’s a growing family, a new job, or maybe just a change of pace. No matter how your life has changed, it’s essential that your loan continues to meet your needs.
Now is the time to make sure you have the best home loan for your situation - even if you’ve only had your home loan for a couple of years. It’s possible that there could be a more suitable loan or rate out there for you.
As your local Mortgage Choice brokers, we have access to a panel of over 28 lenders and can offer you a free Home Loan Health Check. We evaluate and compare your loan with hundreds of others, paying attention to the rates, fees and features while also considering any potential refinancing costs (such as break fees). Together we will work out your options, and you can make the best decision for your lifestyle.
Refinancing lets you change your home loan to suit your changed or current circumstances and can often provide better opportunities, especially if you are:
- thinking about topping up your home loan;
- coming to the end of a fixed rate term;
- aiming to pay off your home sooner;
- looking to reduce or lock in your repayments;
- planning renovations; or
- considering buying an investment property.
A free valuation on your current home loan might help you find a better deal and unlock any equity you may have.
To make an appointment call Mortgage Choice in Kingsley on 9309 4780 or email email@example.com.