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Graham Baxter

Refinancing your loan | Maroubra, Randwick & Kensington

Your home loan is probably your biggest bill. So, it's important to make sure that it still suits you, and you have still got the best deal.

Things change quickly in the finance industry and what was best for you when you first got your loan, may not be the best now. Reviewing and refinancing your home loan is a big part of having healthy finances. Even if you can only save a small amount, likely you would want it in your pocket instead of the banks. Want to know the lowest home loan rates on our panel? Find out here.

There are lots of reasons to refinance

Refinancing can help you in lots of ways. You may be considering refinancing purely to see if you can save money on repayments, switch between fixed and variable interest rates or update your loan to include some great features. 

Alternatively, you can use refinancing to consolidate any other debts you might have into your home loan (at a lower rate), access equity so you can renovate or invest and more! 

However, there are costs that come with refinancing, like early loan exit fees - so it's important that you understand the costs and benefits of refinancing before you go ahead. Our team at Mortgage Choice in Maroubra can help! Read our blog: Things to consider when switching home loans

"I would not hesitate to recommend you to all of my friends and colleagues and I can't thank you enough for saving my life...What a wonderful service you provide. Forever grateful." [Donna, Refinancer]

Find out more about refinancing

It's important to understand refinancing before you set out! There can be plenty of great benefits, but it's good to have your bases covered. 

We recommend reviewing your loan every 2 years

At Mortgage Choice in Maroubra & Kensington, we recommend reviewing your home loan every 2 years - as it's likely that lower rates or better features have become available to you. Even if you can't get a better deal you can rest assured that you're still in the right one. 

We offer a free Home Loan Health Check to help you review your loan and see if you could actually save!

We'll compare your current loan with hundreds of others to see if we can find you a better deal. It only takes a short amount of time and could save you money.

Book your free Home Loan Health Check

Our mobile team can meet you at a time & place that suits you. Alternatively, feel free to pop into our conveniently located office at 830 Anzac Parade in Maroubra

Call us to chat about your loan & finance needs on 02 9314 1413 or click on the Contact Us button at the top of the page.

We service the areas of Maroubra, South Maroubra, Lurline Bay, Pagewood, Eastgardens, Hillsdale, Matraville, Chifley, Malabar, Little Bay, Phillip Bay, La Perouse, Port Botany, Daceyville, Kingsford, Kensington, Coogee, South Coogee, Clovelly, Randwick, St Pauls & surrounds.


Is it time to refinance?

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Contact us today.


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