
Kevin Brown
26 Feb 2021
0
Greg and his team have been absolutely brilliant. Greg offered great advice, is extremely efficient and made the process of acquiring a mortgage seem simple. If you need a mortg...
Mortgage Choice in Malvern
Obtaining advice on Home Loans and Investment Loans has never been easier. Our Loan Consultants are available to visit you at your home or workplace at a time that is convenient for you.
Mortgage Choice has established itself as Australia's leading Mortgage Broker. We have access to a large panel of Australia's leading bank and non-bank lenders which allows us to analyse hundreds of products to help you choose the home loan that best meets your needs.
After leaving a successful role with a major lender in 2002, Greg Campbell and his team at 309 Unley Road have been winning awards since he joined Mortgage Choice starting with Rookie of the Year in his first year to Multiple Franchise Owner of the Year SA/NT in 2007 & 2009.
We offer outstanding service, understanding, and above all CHOICE from a panel of Australia's leading lenders.
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
26 Feb 2021
Greg and his team have been absolutely brilliant. Greg offered great advice, is extremely efficient and made the process of acquiring a mortgage seem simple. If you need a mortg...
19 Feb 2021
Greg and the team have continued to look after our best interests years after signing our mortage via them with a minimum of fuss. Thanks.
07 Feb 2021
Great experience with a hard working and supportive team that helped me with my first home loan
24 Dec 2020
We can not speak highly enough of Greg and his team at MC Malvern. We purchased our first investment property this year, and Greg walked us through the whole process every step...
21 Oct 2020
Greg was fantastic in helping us secure a loan promptly and without hassle, even though we had a complex financial situation. His enthusiasm and knowledge meant we felt at ease...
01 Oct 2020
Greg and Corey were fantastic to deal with. Extremely professional at every stage. Greg was extremely responsive, and took care of all of our questions at every point of the p...
29 Sep 2020
Greg went above and beyond for us. He always kept us, the agent and banks informed and chased for information when banks were being slow due to COVID. Always professional, frien...
01 Sep 2020
Greg and the team at Mortgage Choice have been amazing during my first home purchase/build. Answering all my questions and looking at the best options for my personal circumstan...
17 Jul 2020
Greg has helped me on the long journey to get in a finacial position to finally be able to buy a house. I thought this might not be possible given my age and financial status. G...
29 May 2020
Great team. Greg is very knowledgeable
11 Apr 2020
Greg and his Team were awesome in challenging times,a true leader in his field.
05 Apr 2020
As we restructured our loan, Greg helped us achieve interest rates below what we expected. He is efficient and very professional. Wonderful service!
26 Mar 2020
I have been so happy and impressed with Greg's service. The whole process was very quick, all achieved within the strict time restraints and stress free. I would highly recommen...
13 Mar 2020
Very good advice friendly staff
02 Dec 2019
6 out of 5!!!! Megh Castledine was absolutely fantastic. Faced with the challenge of a complex loan application (interstate guarantor) and a very limited time frame, she went ab...
25 Nov 2019
Can't recommend Greg and his team enough. Fantastic service and very knowledgeable. Thank you Mortgage Choice Malvern.
14 Nov 2019
Not only is Greg a skilled and professional mortgage broker, he is also kind and empathetic to my requirements. I have always felt that he has put my interests first and treate...
11 Nov 2019
Greg and the team at Malvern Mortgage Choice have provided broker services to my wife and I for three consecutive properties - we keep coming back for good reason. The attentio...
07 Nov 2019
I have been looked after by Greg and his team for quite a few years now and have always walked away feeling as if I have moved ahead. I have redone my mortgage several times an...
05 Nov 2019
We have been with Mortgage Choice Malvern for many years now and are so glad we have. Megh has been so pivotal in helping us get into our dream home - a 98 acre farm! The journe...
14 Oct 2019
This is our first experience dealing with Greg and his team. Right from the start Greg was amazing! He made us feel at ease and comfortable and important. He worked so hard in g...
09 Sep 2019
I have dealt with Greg and his team from Mortgage Choice Malvern for over 7 years. From Home Loans to Car Loans I have never been disappointed. The friendliness, knowledge and e...
04 Aug 2019
We have had dealings with Greg at Mortgage Choice Malvern for the past 8 years and time and time again, his service and open personality has made all our mortgage decisions easy...
04 Aug 2019
Been a 15 year long customer and always get first rate service. A friendly and extremely competent service, every time. Highly recommended. (PS No relation to Greg! :-) )
31 Jul 2019
Had a fantastic experience dealing with Greg. He went above and beyond my expectations to get me the right loan for the job. Really can't recommend him and the team at Mortgage...
29 Jul 2019
I highly recommend Greg and all the team at Mortgage Choice Unley, Malvern & Burnside. Not only did Greg negotiate a great loan for us when we refinanced 3 years ago and ensur...
08 Jul 2019
Megh Castledine WOW what can I say but this lady is a superstar. She went way above and beyond in the refinancing of my relatively small home loan and saved me a bucket load of...
17 Jun 2019
As always, Greg went above and beyond to achieve a successful settlement of our new home. We are so grateful for all his time and effort, his vast knowledge of the banking indus...
27 May 2019
Greg and Paige pulled off a miracle with our home loan. Greg was incredible throughout the very complicated process and managed to deliver on time and keep everyone happy a long...
20 May 2019
Since switching home loans usually incurs in fees and what not, and I had only had my loan for a short period of time, I figured I had no options to renegotiate and didn't want...
13 May 2019
Mortgage Choice Malvern, with Greg Campbell at it's helm, was thoroughly professional and super efficient with all my home mortgage requirements. I wouldn't hesitate to recommen...
13 May 2019
Service with a smile! Greg and his team go the extra mile and work tirelessly to ensure best possible outcome for your personal financial situation. It is evident Greg and his...
Greg, you are by far the best ever! We appreciate all the help and advice... I know most of it is your job, but some of the advice isn't, and we are very grateful for you honesty and opinion!
Honestly, we're both feeling pretty over whelmed with it all right now, but that's OK, there is a lot to digest and we'll get there. We're learning a lot super fast and getting great advice and support from all the people around us! We're just super glad that we're working with you cause you make all the home loan part seem far less daunting and scary!! :)Kelly, Darwin,
Greg couldnlt have been more helpful - made a big, stressful decision stress-free! Thanks so much, have already given your card to friends.
Elissa, Glenelg South,
Fantastic knowledge, enthusiasm & service. I am very happy with the way Greg helped me find the right mortgage for my needs.
Stuart, Highbury,
We are very happy with the service and will use Mortgage Choice again when/if the need arises. I copied Greg Campbell into the email as I thought that this is the kind of feedback he should be receiving (people are often so reluctant to toot their own horn so to speak). Kind regards, Phil
Phil, Cumberland Park,
Greg and his team made the entire process of re-financing our existing loan for an investment property very smooth and straightforward. Their communication and professionalism meant that we understood each step and finished with a loan solution that fitted our short and long term needs. Great work Greg!
Ken, Henley Beach,
Excellent service, very happy with the entire process. The entire process was stress free, as I work FIFO (Fly In Fly Out) most of the leg work was done while I was away and I only had to spend an hour tops signing paperwork.
Rohan, Wilmington,
Greg responded quickly to my initial enquiry and took me through the options available. He then went through the arrangements in detail with both myself and my wife, to ensure we knew exactly what was being pout in place. Great result for us, very quickly sorted!
Cameron & Kim, Coromandel Valley,
Absolutely marvelous! We started with purchasing a new house and then added the refinancing of an investment property which complicated things but Mortgage Choice was always available to assist me and answer my questions. Service was exceptional.
Cheryl, Flinders Park,
Greg always goes the extra mile for his clients. His can do attitude puts you at ease as you go through the maze of home loans. He has helped me find the right loan twice now and has also helped my family in the past as well as many of my clients over the years. Nothing is too much trouble for Greg or any of his team. (and the coffee is good too!)
Karyn, Woodville West,
Whilst our refinancing arrangements took a long time to sort out this was entirely the bank's fault. The service Natalie provided in securing the desired outcome was exemplary and highlight's the value a great mortgage broker brings to the process. We are confident that Natalie and the team will continue to assist us in achieving our financial goals.
Marcus, Cowandilla,
Greg and his team at Mortgage Choice Unley, are without a shadow of doubt the most professional and friendly team you could wish to meet, whether it's a first time mortgage experience or a refinancing of your borrowing needs the minute you open the door to the Unley store you are greeted with a warm welcome smile and an attitude of you are a very important customer.
This service and excellence constant feedback stays with you throughout your whole mortgage experience and does not end when your loan is approved, Greg and his team continue to support your needs every year your loan is active, with free loan health checks and up to date advice on the current financial market.
If you're in the market for a new loan or refinancing then Greg and his team are a definite must for you.Kevin, Aldinga Beach,
As always, I am extremely satisfied with the service I have received. The response to my many SMS and phone call queries was quick and helped with me with all the enquiries I had. Even though I was probably a bit of a worry wart you always managed to make things better and always with a smile. Greg, you are a legend. You have always gone out of your way to help me and I am as ever impressed with how you remember all the history behind my past financial dealings and my families progress. Thank you from the bottom of my heart and I will remember you next time I need to re-finance, hopefully for a holiday or something good next time. Thanks again... :-)
Cheree, Pennington,
Very patient during our house search and always available to provide helpful advice. When we did purchase a house you worked super hard to facilitate settlement on a tight time frame. Really happy with the advice and support Mortgage Choice provided to purchase our home.
James, Fulham Gardens,
I am extremely happy! Greg bent over backwards to help us after our existing lender knocked us back for our new investment loan.
Chris, Ingle Farm,
If it weren't for Greg, I would have missed out on my new house. Greg worked tirelessly to put forward a complex application for me. He was endlessly persistent and positive, talking with the banks and land agents for me. Even the land agent told me she thought he was amazing! I would wholeheartedly recommend Greg to anyone looking for finance, knowing that he will ensure that applications are followed through and that he will also work hard to secure the lowest interest rates and fees for his clients.
Kirsten, Somerton Park,
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Talk to an expertBreakdown | Amount |
Stamp duty on property | |
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Need help with your next home purchase?
Talk to an expertFrom 1 July 2019, the FHOG ACT has been replaced with exemptions on stamp duty. The stamp duty exemption is applicable to all properties in ACT, including vacant residential land and both new and established homes at any price. As this is still to aid first home buyers, to be eligible at least one buyer must live in the home for at least 12 months, starting within 12 months of settlement or completion of construction.
To be eligible, first homeowners in the ACT must have a household income below $160,000. This number increases up to $176,000 depending on the number of children you may have.
Click here for more information on the ACT First home Owner Grant.
From 1 August 2020, the NSW government has announced that stamp duty will not be applicable to first home buyers for properties valued up to $800,000 and vacant land valued up to $400,000. This stamp duty exemption will be in place for 12 months to 31 July 2021, in which the stamp duty exemptions will revert back to $650,000 for homes and $350,000 for land.
Additionally, a concessional rate of duty will apply to homes valued more than $800,000 but less than $1,000,000 and vacant blocks of land valued more than $400,000 and less than $500,000
The FHOG in NSW is worth $10,000 however conditions apply. To be eligible, your first home must have a total value below $600,000, and be either newly constructed or ‘substantially renovated’. A home is substantially renovated when most or all of the original house was removed or replaced, and it’s the first time the place has been sold, and lived in, after the renovations were completed.
If you plan to build a new home from scratch, you can still be eligible for the FHOG in NSW as long as your land plus the home you build have a combined value of less than $750,000.
Click here for more information on the NSW First Home Owner Grant.
The First Home Owner Grant in NT is$10,000. Your income and the price of your home don’t affect the FHOG NT, and the grant is available if you buy or build a new house, apartment, duplex or townhouse.
The Territory’s First Home Owner Discount has been in place since 8 February 2019. It lets you save up to a maximum of $18,601 on the cost of stamp duty. The savings is available whether you buy a new or established home as long as the home is valued under $650,000.
Click here for more information on the NT First home Owner Grant.
As a first home buyer in Queensland you could be entitled to the $15,000 First Home Owner Grant. To be eligible, you need to buy a brand new home or build a home from scratch with the total value (including the land) below $750,000. You may also be eligible if you buy off the plan or an established home that’s been substantially renovated.
As a guide, substantial renovations include replacing or altering foundations or replacing or altering floors. Cosmetic work such as painting the walls or sanding floors doesn’t add up to a substantial renovation when it comes to the FHOG in QLD.
If you’re buying vacant land to build your first home, you pay zero stamp duty as long as you pay $400,000 or less for your block. Whereas if your first home is valued up to $500,000, you pay zero stamp duty. That’s a saving of $8,750, which is the maximum stamp duty rebate available to first home buyers in Qld.
Additionally, savings on stamp duty may still be available if you pay between $500,000 and $550,000 for your first home. As a guide, if your first home is worth $505,000, you pay stamp duty of $1,050, a saving of $7,875. These savings cut out altogether if your first home costs $550,000 or more. On a property valued at $550,000, for example, the stamp duty would work out to be $10,600.
Click here for more information on the QLD First home Owner Grant.
There are currently no specific stamp duty concessions available for first home buyers in SA.
The $15,000 FHOG in South Australia is only available to first home owners who buy or build a brand new home. You can choose from a house, apartment, townhouse or villa, but you will only be able to claim the FHOG SA if you pay below $575,000 for your home.
You can also claim the First Home Owner Grant in South Australia when you buy a block of vacant land to build your first home on. However, the end value of your building plus land must be no more than $575,000.
Click here for more information on the SA First home Owner Grant.
If you buy an established home, you are not eligible for the FHOG in Tasmania but you may be able to claim savings on stamp duty. If you’re home is valued at
$400,000 or less, you will receive a 50% discount on the property transfer duty (stamp duty).
The FHOG Tasmania is worth $20,000 until 30 June 2022 but only when you buy or build a new home. Off the plan purchases are also eligible. In Tasmania, there is no limit on the purchase price of the property, and the FHOG is not means tested.
Click here for more information on the TAS First home Owner Grant.
First home owners in Victoria don’t pay stamp duty at all on their first home as long as the property is valued below $600,000. You may still be eligible for savings on stamp duty if you pay between $600,000 and $750,000 for your first home. The stamp duty concessions available in Victoria apply to both established and new homes.
The FHOG Victoria is only available if you buy a newly built home or if you choose to build a home from scratch. The FHOG is worth $10,000 if you build/buy in Melbourne. Or you can receive a FHOG of $20,000 if you buy/build a new home in regional Victoria.
Your first home can be a house, townhouse, apartment, or unit but it must be valued at $750,000 or less, and it must be a new home – being sold as a home for the first time, and less than five years old.
Click here for more information on the VIC First home Owner Grant.
If you buy vacant land to build your first home, you’re exempt from paying stamp duty as long as you don’t pay more than $300,000. If you pay between $300,000 and $400,000 you will be entitled to a reduced rate of duty.
If you buy a home costing up to $430,000, no stamp duty is payable at all. If the value of your home is between $430,000 and $530,000, you’ll be entitled to a reduced rate of stamp duty. There are no additional concessions for homes valued above $530,000 and land valued above $400,000.
The FHOG WA is worth $10,000 when you buy or build a brand new home. There are limits on what you can pay for your first home to be eligible for the FHOG in Western Australia.
If you’re located south of the 26th parallel, which basically covers all the Perth metropolitan area, you can claim the FHOG WA if your new home is worth up to $750,000 – this includes the value of the land plus buildings.
If you buy or build a home north of the 26th parallel, the property must be valued up to or below $1 million to be eligible for the FHOG WA.
The First Home Owner Grant in Western Australia is no longer available if you buy an established home however you may be able to claim stamp duty savings.
Click here for more information on the WA First home Owner Grant.