As a local home owner, I understand that buying a home is an important decision, and as a Mortgage Broker, I understand that finding the right loan is equally as important. Hi, I'm Greg Gauci, your Mortgage Choice Mortgage Broker for the Bankstown region.
When I'm out socially and someone asks me what I do, I'm proud to tell them I'm a Mortgage Choice Mortgage Broker. Helping people achieve their property goals is wonderfully rewarding and I'm always happy to talk about it. So I thought here on my page I'd run through some of the common questions people ask me.
What does it cost to use a Mortgage Broker?
There is no charge for our home loanservice as the lenders pay us rather than the client. At Mortgage Choice, the only thing that matters to us is the home loan that’s right for you. As a Mortgage Choice broker, I get paid the same rate regardless of which home loan you choose from our wide choice of lenders.
Are Mortgage Brokers aligned with a particular lender?
When we review loans for a client, we review loans from the broadest range of lenders including the banks.
How does the service work?
The process is straight-forward:
An initial consultation gives me an insight into the client's lending needs, expectations and property goals.
I take that understanding and assess it against a suite of loan products form a range of lenders.
I present the client with loan options and answer questions to help them make the decision on which loan is right for them.
The loan is then managed and monitored from electronic submission through to settlement to ensure a timely turn-around.
How do people make the right loan choice?
The service itself is designed to make a very important decision as simple as possible for the client. We assist by providing clear, accurate information about the loan products most suited to the client's needs and answering all client queries relating to the intricate details, outcomes and variations of the loan.
Are there other services you provide?
Yes, together with home loans, I can help with:
Investment property and strategy
Mortgage protection insurance
Building and contents insurance
How do people choose one Mortgage Broker over another?
Obviously experience counts. I've been a professional Mortgage Broker for more than 5 years, with a history in finance prior to that. It also makes sense to use a Broker with the backing and resources of Mortgage Choice.
Then it comes down to rapport. You want someone who understands you and your property goals. Someone willing to do the leg work and follow up with the lenders to keep things moving. You also need someone you can call to answer any question, even when that question pops into your head at 8.30pm at night.
I have countless glowing reference letters from clients past and present who have asked me these same questions and went on to use my expertise and experience to help them buy their dream home. I do hope you can be one of them.
Give me a call or click on the link, I look forward to meeting you.
*This information refers only to loans provided by our panel of up to 20 lenders with whom Mortgage Choice has an arrangement, under which it receives commissions and other payments.
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"Pam & I thank you very much for all the patience and all your help, through the ordeal of purchasing our home at Liverpool. All our questions and a mountain of calls to you at all sorts of hours of the day and evenings and you replied so promptly. We will highly recommend your professional services to family, friends and acquaintances. If we decide to purchase another home or investment property, we definitely will be using your services again.
Pam & Dave - Upgrader
"Greg was always happy to answer any calls and questions relating to our refinance needs. I would highly recommend him to anyone. A pleasure to deal with"
Graham - Refinancer
Bass Hill, NSW
"If it wasn't for your knowledge and help I wouldn't have been able to achieve owning my own home"
Nicole - First Home Buyer
Lake Haven, NSW
"When all else failed, you were able to give me hope and more importantly a home loan, and now a place I can call home. Thank you"
Jesse - First Home Buyer
Georges Hall, NSW
"I'd just like to say thank you for all your guidance and assistance through this whole process. I believe I speak for my parents as well, that going through this first home purchase would have been a lot more stressful and difficult had we not enlisted your services and for that we're really grateful. Thank you for being prompt and reliable with answering all the queries we had and also for negotiating a great rate for me as well. It was great doing business with you and we will definitely contact you if we require any advice/services in the future!"