Competition within the owner occupied home loan market has never been stronger as lenders attempt to make up for a slowing of investment lending.
With the Australian Prudential Regulation Authority (APRA) instructing lenders to limit their growth in investment lending, lenders have turned to owner occupiers with incentives including rate discounts, cash back offers and fee waivers.
Whether you are looking to buy a home to live in or have an existing home loan, there are some incredibly competitive home loan deals to take advantage of.
So if it is more than a year since you reviewed your home loan, the time is right to give it a much needed spring clean.
A home loan spring clean may reveal that you are in the perfect position to refinance, allowing you to pay off your home loan sooner and save money.
To spring clean your home loan, call us today on 03 9432 6070 or contact us online at the top of this page.