Refinancing your home loan | Kearneys Spring, Glenvale and Middle Ridge
Our biggest piece of advice when it comes to finding a home loan is to shop around and the best part is, we'll do it for you!
If you've had your home loan for a few years, chances are you're on a higher interest rate than someone who has recently refinanced. As your local home loan expert in Kearney's Spring, Harvinder has access to hundreds of loans from a wide choice of leading lenders, including Australia’s big banks and a selection of specialist lenders.
If you would like to discuss your current financial situation, please don't hesitate to contact Harvinder Khalsa right. Right now, a home loan health check could provide huge benefits.
Start your home loan journey today
How can a home loan health check benefit you?
✅ Obtain a new loan with a lower rate or more appropriate features
✅ Save on interest repayments
✅ Consolidate your debts
✅ Increase your loan amount or access equity for other personal and financial goals.
Do you still have questions? Check out some of our FAQ's below!
- Does refinancing a home loan hurt your credit?
Most people don’t realise that every application for credit goes into their personal credit file. Refinancing your home loan often could impact your credit score which can make it difficult to receive lower interest rates for future applications. - How do I know if I should refinance my mortgage?
You may want to refinance your mortgage for a range of reasons, including if you want to reduce your home loan interest rate, if you're unhappy with your current lender, to consolidate debt, to fund a home renovation or extension, or to fund a big purchase (such as a car) at a lower interest rate. Want to know more? Contact our team. - How much equity do I have in my home?
The simple way to know how much equity you have in your home is by calculating the difference between the current property's value and the total remaining balance to pay off on your mortgage.
To arrange an appointment call Harvinder Khalsa on 0452 428 047.
We can also help you with:
- Mortgage Brokers Kearney's Spring
- Mortgage Brokers Glenvale
- Mortgage Brokers Middle Ridge
- First Home Buyer Loans
- Business Lending
