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Could you save on your home loan?
Talk to your local Central Coast experts today


Christopher Stewart

Mortgage Broker
02 7322 3818

Ruth Hooper

Mortgage Broker
02 4385 4865

John Acton

Mortgage Broker
02 4388 1155

Anthony Knight

Mortgage Broker
02 4365 0900

Nicole Wickham

Mortgage Broker
02 4351 3561

Terry Hinchliffe

Mortgage Broker
0459 487 396

Stephan Marohn

Mortgage Broker
02 4332 0775

Latest home loan interest rates

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Comparison rate

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Potential reasons to refinance

Get peace of mind

Fixing part - or all - of your loan, or securing a better rate to reduce your monthly repayments can help with peace of mind.

Consolidating other debts

Consolidating other debt, like credit cards or personal loans, could help you to reduce your interest rate on these loans.

Take advantage of different features

You may wish to switch to a loan with more suitable features such as a redraw facility or offset account.

Unlocking equity

Refinancing can help you unlock the equity in your home to finance a renovation, or free up some capital for property investment.

Talk to your local broker today

Compare and save on your mortgage

See the latest great deals from over 20 lenders, including the big four banks. Our online comparison tool lets you compare rates and features of hundreds of loans to find one that's right for you~.


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Compare home loans


What is refinancing?

Refinancing refers to the process of paying out your current home loan by taking out a new loan, either with your existing lender or through a different lender.

You could get a lower interest rate and reduce your monthly repayments or you could fix your rate for a certain period, and have the security of fixed monthly repayments.

Talk to your local broker today

Hear from our customers


"Our broker was friendly, prompt, courteous and informative. In respect to securing a loan, he made it possible where others could not, and he has been able to structure our finances for future growth and investment. We would have no hesitation in dealing with Mortgage Choice for our next loan."


David and Maria Lawry - Home owners

"I particularly appreciated the way that my Mortgage Choice broker really listened to my needs. She looked closely at my budget and explained options that would help me maximise the value of my deposit. We discussed a broad range of home loan products, and my broker remained focused on ensuring I was comfortable with the amount I was borrowing. There was never any pressure to borrow more than I needed, and this was something I really appreciated."


Melinda Richardson - Home owner
Adelaide, SA

"When I made the decision to relocate to the NSW Central Coast earlier this year, one of the first things I did was pick up the phone and speak with my Mortgage Choice broker. This time around things were much more complicated. I’m self-employed, so in addition to selling my Melbourne home and finding a new property interstate, I also had to manage the relocation of my business. There was a lot to juggle and like any self-employed person, I couldn’t afford to neglect the business. Mortgage Choice made the process a lot easier – the support of my broker meant one thing I didn’t have to worry about was arranging a new home loan."


Nicola - Home owner
Central Coast, NSW