Mortgage Choice home loan calculators

Use our suite of popular mortgage & home loan calculators to work your borrowing capacity, home loan repayments, stamp duty, savings targets and more.

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Borrowing power

Calculate how much you can borrow based on your salary and financial commitments.

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Home loan repayments

Work out your minimum monthly home loan repayments and the impact of making extra repayments.

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How long to repay?

Work out how long it will take you to repay your home loan and pay off your mortgage.

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Stamp duty

Work out the stamp duty payable on your property purchase in your state or territory.

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Lump sum payments

How much time and interest can you save by paying a lump sum off your home loan? Find out today.

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LVR Calculator

Your Loan to Value Ratio (LVR) is very important as it determines the amount a lender will loan to you.

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Remaining balance

Use this calculator to work out the remaining balance of your home loan, based on certain timeframes.

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Fortnightly repayments

See how much interest and time you'll save if you make fortnightly repayments on your home loan.

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Compare interest rates

Compare home loan rates from different lenders based on interest rates, loan terms, fees and more.

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Reverse mortgage calculator

Calculate your monthly repayments on a reverse mortgage and the impact on your home equity.

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Split loan repayments

Calculate the potential impact of splitting your home loan into fixed and variable rate portions.

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Achieve savings target

Find out how much you need to save weekly, fortnightly or monthly to achieve your savings target.

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Get expert home loan advice at no cost to you


The results from these calculators are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Disclaimer - Borrowing power: The borrowing amount is a guide only. Loan repayments are based on the lowest interest rate (either standard variable or 3-year fixed rate, owner occupier) from our lender panel over a repayment period of 30 years. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Disclaimer - Loan Repayments: The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative only and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.