Mortgage Calculators

Use our suite of popular mortgage & home loan calculators to work your borrowing capacity, home loan repayments, stamp duty, savings targets and more.

Borrowing power

Calculate your borrowing power based on your salary and financial commitments.

How much can I borrow?

Home loan repayments

Work out your minimum weekly, fortnightly or monthly home loan repayments.

Calculate repayments

Stamp duty

Find out the stamp duty payable on your property purchase in your state or territory.

Calculate stamp duty

Extra home loan repayments

See how much time and interest you can save by paying more than the minimum repayment regularly.

Calculate extra repayments

Compare home loans

Compare home loans from different lenders based on interest rates, loan terms, fees and more.

Compare loans

How long to repay?

Work out how long it will take you to repay your home loan.

Calculate how long to repay

What can I afford to borrow?

Calculate what you can afford to borrow based on your current financial situation.

What can I afford?

LMI Estimator

Estimate the amount of Lenders Mortgage Insurance (LMI) you may need to pay.

LMI Estimator

LVR Calculator

Your Loan to Value Ratio (LVR) is very important as it determines the amount a lender will loan to you.

Calculate LVR

Fortnightly repayments

See how much interest and time you'll save if you make half of your monthly repayments fortnightly.

Calculate fortnightly repayments

Lump sum payments

How much time and interest can you save by paying a lump sum off your home loan?

Lump sum payments calculator

Split loan repayments

Calculate the potential impact of splitting your home loan into fixed and variable rate portions.

Calculate split loan repayments

Achieve savings target

Find out how much you need to save weekly, fortnightly or monthly to achieve your savings target.

Savings calculator

Remaining balance

Use this calculator to work out the remaining balance of your home loan.

Calculate remaining balance

Basic home loan repayments

Work out what your minimum weekly, fortnightly or monthly repayments might be.

Basic loan repayments

Reverse Mortgage Calculator

Calculate your monthly repayments on a reverse mortgage.

Reverse Mortgage Calculator

When you're ready to do the precise calculations before you buy, our Mortgage Choice brokers are here to help you do the maths. Have an obligation-free chat with your local Mortgage Choice broker to discuss your requirements in more detail. Not only will your broker work out all the figures you need to know, they'll also compare a wide choice of lenders to find the most suitable home loan based on your needs.

Crunch your numbers on the go

The Mortgage Choice Home Loan Helper App is your own pocket sized loan calculator - free from the Apple and Google Play stores.
Disclaimer: The results from these calculators are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Compare loans from a wide choice of lenders with a Mortgage Choice expert today.

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