Stamp duty calculator

Use this home loan calculator to find out stamp duty costs in your state or territory.

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Our latest interest rates

Lender Product Annual Interest
Rate % p.a.
Rate % p.a.
Lender N Homeloans Ultra Plus 3.79% 4.04%
Lender P Fixed Rate Loan (O/Occ) 3.79% 4.37%
Lender AB NAB National Fixed Choice Package - Principal and Interest 3.89% 4.84%
Lender A SmartFix 3.99% 4.50%
Lender K Fixed Rate home loan - (Owner Occupier) 3.99% 4.56%
Lender Product Annual Interest
Rate % p.a.
Rate % p.a.
Lender P Orange Advantage ($500k+ where LVR <=80% O/Occ) 3.74% 3.96%
Lender M Discount Variable Special Offer Rate 3.79% 3.84%
Lender M Home Advantage Variable $150,000 to $249,999 3.88% 4.25%
Lender K Fresh Start Basic Home Loan (Owner Occupier) 3.89% 3.94%
Lender A SmartSaver 3.94% 3.98%
Credit criteria, conditions, fees and charges apply. Subject to suitability. The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

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How much stamp duty will you need to pay?

Stamp duty is a charge levied on particular transactions or documents and is regulated by the different Australian state and territory authorities. It’s usually charged at a percentage of the sale price. In general, the stamp duty owed on your first home (when utilising the First Home Owner Grant) is significantly less than it will be for future properties; additionally, properties purchased as investments will incur a higher stamp duty.

To use the calculator, select the state that your potential property is located in. First Home Owner Grants differ from state to state, as do the regulations around stamp duty, so we’ve provided links above to the individual state and territory regulatory bodies for further reading.

Stamp duty can be a hefty cost on top of a property purchase and it’s always important to factor this into your savings and mortgage repayments. To make sure you’re getting all the figures right, it’s best to discuss your finances with the home loans experts at Mortgage Choice.

Disclaimer: The results from these calculators are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.