Compare Home Loans

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I want to borrow {{searchCriteria.loanAmount | currency:'$':0}} over {{searchCriteria.loanTerms}} years on a variable interest rate home loan.

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Compare Lender Product Interest
Redraw Extra
Application Fee
Ongoing Fee
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Product Features:

  • Offset accountOffset account
  • RedrawRedraw
  • Split loanSplit loan
  • Extra repaymentExtra repayment
  • Ongoing fee appliesOngoing fee applies
  • Application fee appliesApplication fee applies

We're unable to find any loans that match the borrowing requirements and features you've entered. Please check your search criteria, particularly the value of the property you are looking to buy and the amount you wish to borrow.

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  • Name
  • Lender
  • Advertised rate
  • Comparison rate
  • Initial monthly repayment
  • Loan term
  • Redraw facility
  • Low doc
  • Offset account
  • Portability
  • Line of credit
  • Construction facility
  • Self-managed super fund
  • Product switching available

Loan Fees

  • Application fee
  • Valuation fee
  • Lender legal fee
  • Settlement fee
  • Ongoing fee
  • Redraw fee - Internet
  • Redraw fee - Manual
  • Redraw fee - Phone
  • Discharge fee
  • Discharge settlement fee


  • Extra repayments
  • Lump sum principal repayment
  • Weekly repayments
  • Fortnightly repayments
  • Monthly repayments

Interest Rate Options

  • Interest only period
  • Loan allows split interest rate
  • Interest only
  • Principal and interest
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  • {{x.Details.ComparisonRate}}
  • {{x.Details.MonthlyRepayment | currency:'$':0}}/mo.
  • {{x.Details.MinLoanTerms}} - {{x.Details.MaxLoanTerms}} years
  • Redraw facility
  • Low doc
  • Offset account
  • Portability
  • Line of credit
  • Construction facility
  • Self-managed super fund
  • Product switching available
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  • {{x.Details.ValuationFee}}
  • {{x.Details.LenderLegalFee}}
  • {{x.Details.LendersSettlementFee}}
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  • {{x.Details.Redraw_Fee_Manual | currency:'$':0}}
  • {{x.Details.Redraw_Fee_Phone | currency:'$':0}}
  • {{x.Details.DischargeFee}}
  • {{x.Details.DischargeSettlementFee}}
  • Extra repayments
  • Lump sum principal repayments
  • Weekly repayments
  • Fortnightly repayments
  • Monthly repayments
  • {{x.Details.InterestOnlyPeriod}}
  • Split loan
  • Interest only
  • Principal and interest

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The home loans compared on this page are chosen from a range of home loans Mortgage Choice has access to. It is not representative of all of the products available in the market. Not all loans and lenders are available in all states. You may not be eligible for all or any of the loans displayed. The rates do not constitute an offer of credit or a quote. There are many factors that will determine your eligibility for a home loan, and a Mortgage Choice representative can assist in explaining the criteria and evaluating your personal circumstances to find the right home loan for you. Please note that this calculation does not take into account payment of lender’s mortgage insurance (LMI) which may be payable depending on the amount you wish to borrow compared to the value of the security property. LMI costs can be significant therefore you should ask if you require further information.

The information provided on this website is general in nature and for guidance purposes only. The product information provided is not a fully comprehensive statement of the relevant product's attributes. We endeavour to ensure that the product details and information provided are as accurate and up to date as possible but is subject to change and we recommend speaking to a Mortgage Choice representative to confirm. Before you enter into any legal or financial obligation, you should consult the Product Disclosure Statement, consult with a Mortgage Choice representative and consider your own circumstances, to decide whether any product is appropriate for you. You are responsible for the final choice of any product that you may choose.

#The above comparison rates are for secured home loan products of the lenders as shown, based on a loan amount of $150,000 and a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Credit criteria, fees and charges apply.