Solution finder
I'm looking to Buy or build my first home and and have just started researching

First Home Owner Grant Victoria

A payment of up to $10,000 is available for eligible first home owners in metropolitan Victoria. Meanwhile, first home buyers building new homes in regional Victoria may be eligible for a FHOG of $20,000.

VIC First Home Buyer Guide

This quick video takes you through the changes made to first home buyer grants and concessions in Victoria in July 2017.

Updated 4 December 2017

First Home Owner Grant - Regional Victoria

For contracts entered into between 1 July 2017 and 30 June 2020, the Victorian Government will provide a $20,000 grant to first home buyers purchasing or building new properties in regional Victoria up to the value of $750,000.  


Off the plan purchases

If you are a first home buyer purchasing an off the plan property, you may be entitled to a concession.

Under the terms of the concession, first home buyers will pay duty on the value of the property and construction at the time of the contract date. Generally speaking, when a contract is entered into for an off the plan property purchase, construction won't have started or hasn't yet been completed. As such, first home buyers won’t have to pay as much in duty.

Unfortunately, only first home buyers who occupy the property as their principal place of residence will be eligible for the concession. 

New stamp duty measures for First Home Buyers in Victoria

On 1 July, 2017, the Victorian Government announced it would abolish stamp duty for first home buyers purchasing properties worth $600,000 or less.  

In addition, those purchasing a property worth between $600,000 and $750,000 will receive some form of stamp duty concession. Use this home loan calculator to find out your stamp duty costs.

FHOG questionnaire

Applying for the First Home Owner Grant


Talk to your broker
In most cases, your chosen lender will act as an agent for the Revenue Office. Your lender, together with your broker, will make sure you receive the grant if you are entitled to it.


Allow time for processing
Your Mortgage Choice broker will ensure that the First Home Owner Grant funds are available at settlement or at the first progress payment if you are building your home.


If you go direct...
If you apply directly to the Revenue Office, funds will not be available until after settlement or completion of the home if you are building.

Things can change quickly in the market.

Subscribe and stay informed with news, rates and industry insights.