How a Mortgage Choice
broker can help

Getting your first home loan can be daunting. But you don’t have to go it alone. Your Mortgage Choice broker can give you expert advice and guidance at every step.

What your broker can do for you

  1. Sit down with you and get a thorough understanding of your circumstances, needs and goals.
  2. Based on your individual situation, compare a range of home loans from our wide choice of lenders – including the major banks – to help you work out the options that suit you without you having to do any of the legwork.
  3. Give you a clear comparison between different home loans.
  4. Calculate how much you can borrow and your likely monthly repayments so you know the price range you can afford to buy in.
  5. Explain all the costs associated with a loan.
  6. Prepare the paperwork, lodge the application and take care of all the running around.
  7. Help you complete and lodge an application for the First Home Owners Grant (if applicable).
  8. Negotiate the right deal for your needs with the lenders. Lenders receive a significant amount of business through the broker channel so it's in their best interest to work closely with brokers.
  9. Explain the home buying process end-to-end.
  10. Liaise with your lender to get an indicative approval and provide any additional information if required.
  11. Provide property details, such as contracts, to your lender once you've found your property and follow up with the lender until final approval is provided.
  12. Advise you on the information and documentation your solicitor or conveyancer needs to provide to complete the transaction.

Let us do all the legwork

Contact us online

What should you bring to your first meeting?

At your first meeting with a Mortgage Choice broker, you’ll need to answer a number of questions about your financial position, so it's best to bring as much information as you can, such as:

  • pay slip or proof of income
  • current bank statements
  • your passport or driver's licence (ID) or birth certificate
  • tax returns or tax assessment notice
  • copies of recent statements for other credit facilities such as credit cards or other loans

This will help to make the process quicker and easier for you and your broker.

Want to find out more about how a broker can help you? Talk to us today.

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Thanks for your enquiry. We'll match you up with your local Mortgage Choice broker who will get in touch with you soon!

 

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