The home buying process

Confused about what exactly goes on during the journey towards owning your own home? Check out our handy step-by-step guide below.

Once you’ve worked out how much you can afford to borrow and repay, saved your deposit, factored in all the costs involved, and investigated the home loan that’s right for you, now comes the fun part – buying your home! We investigate the steps involved below.

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Step-by-step guide to home ownership

There are many steps involved in purchasing a property which can vary between residential and investment properties. This guide explains each step in order as well as what is involved at every stage of the purchasing process.


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Steps to buying a property

  • 1

    Application process

    Begin your home loan application process if you’re looking for pre-approval. Find out here.

  • 2

    How to choose your property

    With the financial foundation all laid out, start house hunting. Find out here.

  • 3

    Making an offer

    Once you’ve found your dream home, make an offer for the property. Find out here.

  • 4

    Buying at auction

    Alternatively, if the property is up for auction, prepare to bid at the auction. Find out here.

  • 5

    Conveyancing process

    Conveyancing refers to the sale of real estate from a vendor (seller) to a purchaser (buyer). Find out here.

  • 6

    Exchanging contracts and settlement

    Once your offer is accepted, you move to exchanging contracts and property settlement. Find out here.

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