At Mortgage Choice, we want to help you make better choices with your finances so you can enjoy the things in life that matter to you.
To do this, we need to understand a little more about your individual needs and circumstances. The Solution Finder enables you to let us know what information you are seeking - which should make for a faster, more efficient search for you.
Simply select what you are looking to do from the first drop down menu - whether that is buying your first home or sorting out your insurances.
Then, select the stage you are at - whether you have just started out with your research or you are already well into the process.
Clicking on 'Get started' will then send you off to a page of content which is directly related to the information you need.
However, if it doesn't quite suit your needs, or you are looking for something completely different, just contact us on 13 77 62 - we are here and ready to help.
You've done your homework, you’ve saved and saved, now comes the exciting part ... searching for your first home!
Inspect the roof and its insulation, see whether neighbouring properties are in good condition, check for damp patches and cracks inside - particularly if you found problems outside.
Is the location close to transport, medical facilities, schools, shops and restaurants?
Is the suburb you are looking to buy in growing in value or are adjoining suburbs experiencing rising value?
Check with the local council to see if any developments are planned for the area. These could have a significant impact on the value of your home.
Consider the noise generated by nearby commercial operations, schools, busy roads, railway lines or flight paths.
Does the home have off street parking? This could be crucial in an inner city area.
Coastal, river or bushland views are attractive. Distinctive features, from a period fireplace to a landscaped garden create scarcity and add value. However, it’s also important to consider the insurance implications of unique features.
Even the perfect home can be compromised by a block of units overlooking the backyard. Be sure to consider how the surroundings will impact on your personal privacy.
Draw up a list of features that you would like your first home to have ... balcony, air conditioning, built-in-robes, car park, view and so on. Take it with you to home inspections to note the features each property offers. Use this as a scorecard to compare between homes.
Once you’ve found your dream home, it's time to make an offer for the property.
Or, if your dream property is going for sale under the hammer, read up about buying at auctions.