‘$5000 summer cash to be won’ Promotion Terms & Conditions
The promotion is organised by Mortgage Choice Limited ABN 57 009 161 979 ('Mortgage Choice') Level 10, 100 Pacific Highway, North Sydney, NSW 2060.
Information on how to enter and the prize form part of these terms and conditions.
Entry is only open to Australian residents aged 18 years or over. Only one entry per person will be accepted.
To enter, participants must make and attend an appointment to discuss their home loan with a Mortgage Choice broker during the promotion period and complete the entry form provided by the Mortgage Choice broker, or online at www.mortgagechoice.com.au/offer.
Paper-based entry forms can be posted, faxed or scanned then emailed to your Mortgage Choice consultant. Your Mortgage Choice consultant can supply you with the postal address, fax number or email address.
By entering the draw, the entrant acknowledges that they have read and understand and agree to be bound by these terms and conditions.
Employees and their immediate families of Mortgage Choice and the agencies associated with this promotion, Mortgage Choice franchisees, their employees and immediate families are ineligible to enter.
The ‘$5000 summer cash to be won!’ promotion commences at 9am AEST on1st November 2013 and finishes at 5pm AEST on 31st January 2014. Entries received after this time will not be valid.
The promotion consists of 1 prize draw with the first valid entry drawn as the Winner.
The Prize is a cheque for $5,000 Australian dollars.
The Winner should be aware that tax implications may arise as a result of claiming the Prize and should seek independent financial advice prior to claiming the Prize.
The draw will take place at Mortgage Choice's office at Level 10, 100 Pacific Highway, North Sydney, NSW 2060 at 4pm AEST on 4th February 2014. The winner will be notified by telephone and confirmed by mail or email, and their name will be published in The Australian on 7th February 2014.
The result of any draw is final and no correspondence will be entered into.
No responsibility is accepted for late, lost or misdirected entries.
Should the Prize remain unclaimed, Mortgage Choice may conduct a second chance draw at Level 10, 100 Pacific Highway, North Sydney, NSW 2060 at 4pm AEST on 5th May 2014, subject to any directions given by any relevant State or Territory department or authority. The Winner will be notified by telephone and confirmed by mail and will have their name published in The Australian on 9thMay 2014.
Mortgage Choice reserves the right to request a winner to provide proof of identity and proof of entry validity. These proofs must be in a form suitable for verification by Mortgage Choice, determined by Mortgage Choice in its absolute discretion. In the event that a winner cannot provide suitable proof, the winner will forfeit the prize in whole and no substitute will be offered.
All entries become the property of Mortgage Choice. Mortgage Choice may use the name, address and other personal information provided by the entrant. All personal details of the entrant will be stored at the office of Mortgage Choice. Mortgage Choice may require the Winner to partake in any media exposure, including but not limited to promotional, marketing and publicity activities without any further reference or payment or other compensation.
The Winners' personal information may be disclosed to State and Territory lottery departments as required by law and the winners' names published as required under relevant legislation.
By entering the competition, the entrant consents to Mortgage Choice using their personal information for marketing and promotional purposes. If, after entering the competition, the entrant wishes Mortgage Choice to cease using their personal information for marketing and promotional purposes, the entrant should contact Mortgage Choice on the details listed below.
Authorised under NSW Permit No. [LTPS/13/06774] and ACT Permit No. [ACT TP 13/03182].
Established in 1992 by brothers Rod and Peter Higgins, Mortgage Choice was founded with the aim to help Australians improve their financial situation by offering a choice of home loan providers, coupled with the expert advice of a mortgage professional.
Since that time, we have grown and developed into a fully fledged financial services provider, and our founding principle remains very much at the heart of what we do.
Over 20 years of industry experience has taught us that you want advice you can trust and understand, from experts who have your best interests at heart. We now have the ability to deliver this across various financial products, including home loans, financial planning, car loans, personal loans, commercial loans, asset finance, deposit bonds, as well as risk and general insurance.
The information provided on this website is for general education purposes only and is not intended to constitute specialist or personal advice. This website has been prepared without taking into account your objectives, financial situation or needs. Because of this, you should consider the appropriateness of the advice to your own situation and needs before taking any action. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy. If any financial product has been mentioned, you should obtain and read a copy of the relevant Product Disclosure Statement and consider the information contained within that Statement with regard to your personal circumstances, before making any decision about whether to acquire the product. You can obtain a copy of the PDS by emailing firstname.lastname@example.org or by calling 13 77 62.
#The comparison rate provided is based on a loan amount of $150,000 and a term of 25 years. WARNING: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.