Current interest rates

It's easy to compare current interest rates of different home loans using our table below. It can help you find the lowest interest rates from our panel of lenders whether you are looking for a fixed or variable rate mortgage.

It's easy to compare interest rates of different home loans using our table below. It can help you find the lowest interest rates from our panel of lenders whether you are looking for a fixed or variable rate mortgage. - See more at: /home-loans/advice/interest-rates-table.aspx#sthash.xM1D0ORG.dpuf
It's easy to compare interest rates of different home loans using our table below. It can help you find the lowest interest rates from our panel of lenders whether you are looking for a fixed or variable rate mortgage. - See more at: /home-loans/advice/interest-rates-table.aspx#sthash.xM1D0ORG.dpuf

Our current interest rates

Lender Product Annual Interest
Rate % p.a.
Comparison
Rate % p.a.
Home Package Plus SP 1 Yr Fixed OO LVR > 80% <= 90% ($150k +) P&I (1 Year Fixed) 3.69% 4.88%
Home Package Plus SP 1 Yr Fixed OO LVR > 80% <= 90% ($150k +) Int Only (1 Year Fixed) 3.69% 4.96%
First Home Buyers Special 2 Year Choice Fixed Rate OO P&I (2 Year Fixed) 3.69% 5.38%
Premium Package Fixed Rate OO P&I Only (1 Year Fixed) 3.73% 4.78%
Premium Package Fixed Rate OO P&I Only (2 Year Fixed) 3.78% 4.72%
Lender Product Annual Interest
Rate % p.a.
Comparison
Rate % p.a.
Low Rate Essentials SP OO LVR <= 85% P&I Only 3.59% 3.61%
Basic Variable Rate OO LVR <= 70% ($150k +) P&I Only 3.64% 3.66%
Advance Variable OO LVR <= 90% P&I 3.65% 3.70%
Back to Basics SP Home Loan OO <= 90% P&I 3.68% 3.72%
Premium Package SP OO LVR <=85% P&I Only 3.68% 3.98%
Credit criteria, conditions, fees and charges apply. Subject to suitability. The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

Our panel of lenders

See the latest great deals from our panel of over 20 lenders, including the big four banks. Our online comparison tool lets you compare the rates and features of hundreds of loans.

Expert advice at no cost to you

We find you the right home loan deal

With the official interest rate at historic lows, the lenders are battling it out for your business. But with so many hot home loan deals available, we can cut the confusion and help you find the one that's right for you.

We do all the legwork

We take the stress out of the process by doing all the legwork for you, at no cost to you because the lenders pay us after the mortgage is settled. This doesn't affect the deal you get from the lender.

We pay your broker the same rate

At Mortgage Choice, the only thing that matters to us is the home loan that's right for you. So we pay your mortgage broker the same rate no matter which home loan you choose from our wide choice of lenders.

Talk to us today to check out our current interest rates from over 20 lenders.

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