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Interest rates

Interest rates are at record lows but they won’t stay this low forever. Now might be an ideal time to shop around and lock in a low rate. Staying up to date with current interest rates and the latest RBA decision can help you decide whether your home loan is still right for you.



RBA kicks off 2018 with more rate stability

Mortgage Choice CEO Jonh Flavell explains how the RBA's decision could impact you and what this means for the broader economy.

In its first Board meeting for the year, the Reserve Bank of Australia has once again decided to leave the official cash rate on hold at 1.5%.

So what does this mean for property ambitions in 2018?

Well, interest rates continue to hover around record lows, which is great news if you’re looking to borrow or are just wishing to pay down your current loan quickly. To find out more, watch the video.

Regardless of what your property plans are for 2018, now is the perfect time to put them into action.

Our top five interest rates available


Lender
Interest
Rate
Comparison
Rate

Credit criteria, conditions, fees and charges apply. Subject to suitability. The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

Lender
Interest
Rate
Comparison
Rate

Credit criteria, conditions, fees and charges apply. Subject to suitability. The comparison rates in this table are based on a loan amount of $150,000 and a term of 25 years. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.

Compare and save on your mortgage

See the latest great deals from over 20 lenders, including the big four banks. Our online comparison tool lets you compare rates and features of hundreds of loans to find one that's right for you~.


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A mortgage broker can take the time and hassle out of shopping around for the right home loan, and guide you through the home buying process with expert advice.

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