How do you know if your broker is focused on the right loan for you?


When you’re thinking about using a mortgage broker, it’s important to ask whether they get paid more for recommending one lender over another.

1. Let's talk money.

To answer the question "How do you know if your mortgage broker is really recommending the right home loan for you?", we need to talk about how a mortgage broker gets paid.

2. Our service is at no charge to you.

At Mortgage Choice, our home loan service is at no charge to our customers because the lenders pay us a commission on the loan on settlement. This doesn't affect the deal you get from the lender.

3. We pay your broker commission.

Mortgage Choice then pays a commission to your broker.

4. And we pay the same rate of commission!

Different lenders pay different commission. Some pay more than others. But at Mortgage Choice we pay your broker the same rate of commission, no matter which home loan you choose from our panel of lenders.

5. That's not always the case.

With other mortgage brokers, that’s not always the case. Many of the major mortgage broking groups in Australia simply pass on the different rates of commission to their brokers.

6. Is your broker focused on the right outcome?

So when you’re thinking about using a mortgage broker, it’s important to ask whether they get paid more for recommending one lender over another.

7. Your best interests at heart ...

You can tap into a Mortgage Choice broker's expertise at no charge, with peace of mind that they have your best interests at heart.

8. The right choice for you.

We can compare hundreds of home loans from over 20 lenders, including the big 4 banks. But at Mortgage Choice, the only choice that matters to us is the one that’s right for you. Happy As!

What makes us different?

Our panel of lenders

See the latest great deals from our panel of over 20 lenders, including the big four banks. Our online comparison tool lets you compare the rates and features of hundreds of loans.

More about our service

Hot home loan deals

The lenders are battling it out for your business!

Low rate home loans

What does a mortgage broker do?

See our step-by-step guide.

How we can help

Investing in property

Maximise your returns with the right finance.

Get started today

Get the right advice for the right home loan. Talk to us today.

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