Mortgage Choice Ignite: Real home loans for real people

When you take out a Mortgage Choice Ignite home loan you only deal with real people who take the time to understand your unique circumstances.

Traditional lenders have recently tightened their lending policies, leaving many Australians struggling to secure a home loan to make their homeownership dreams a reality.
This is where our purpose built Ignite product range comes in.  Our goal is to provide you with a custom-built solution for your unique home loan needs, and we work closely with you to make it happen.

Why choose an Ignite home loan?

  • Specialist loans for the self-employed 
  • We work with you to repair bad credit history 
  • Fast approval 
  • We take into account life-changing moments that may impact your application
  • Your application is assessed by real people, not a machine algorithm
  • We take the time to understand you

Talk to a broker today to find out more

Three choices to suit your needs

The Mortgage Choice Ignite Prime Home Loan is designed for people who want a flexible home loan solution with a fully transactional offset account that lets you use your income to reduce interest payments. The loan is available as Full Doc or Alt Doc.

Available for purchase or refinance of owner occupied and investment properties (including vacant land). The Ignite Prime Home Loan also allows debt consolidation of up to 4 debts and cash out for acceptable personal purposes.

The Mortgage Choice Ignite Near Prime Home Loan is designed for people who are on the cusp of Prime and may have had a life event that led to credit impairment.

The Near Prime loan provides a flexible home loan solution with a fully transactional offset account that lets you use your income to reduce interest payments. The loan is available for applicants with Full Documentation or Alternate Documentation (i.e Low Doc).

Available for purchase or refinance of owner occupied and investment properties (including vacant land on Full Doc). The Ignite Near Prime Home Loan also allows unlimited debt consolidation, (including payout of ATO debt), and cash out for acceptable purposes including renovations and business use.

The Mortgage Choice Ignite Assist Home Loan is designed for people who may have had a life event that led to credit impairment within the past two years or have had short term self-employment, from 12 months under the Alt Doc product.

The Assist loan provides a flexible home loan solution with a fully transactional offset account that lets you use your income to reduce interest payments. The loan is available as Full Doc or Alt Doc.

Available for purchase or refinance of owner occupied and investment properties. The Ignite Assist Home Loan also allows unlimited debt consolidation, (including payout of ATO debt), and cash out for acceptable purposes including renovations and business use.

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