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Mortgage Choice Ignite: Real home loans for real people

When you take out a Mortgage Choice Ignite home loan you only deal with real people who take the time to understand your unique circumstances.

Traditional lenders have recently tightened their lending policies, leaving many Australians struggling to secure a home loan to make their homeownership dreams a reality.
This is where our purpose built Ignite product range comes in.  Our goal is to provide you with a custom-built solution for your unique home loan needs, and we work closely with you to make it happen.

Why choose an Ignite home loan?

  • Specialist loans for the self-employed 
  • We work with you to repair bad credit history 
  • Fast approval 
  • We take into account life-changing moments that may impact your application
  • Your application is assessed by real people, not a machine algorithm
  • We take the time to understand you

Talk to a broker today to find out more


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Why use a broker

  • We do all the legwork

    From comparing home loan options to supporting you through to settlement, your mortgage broker does all the running around.

  • Convenience

    Hectic lifestyles don’t leave time for long daytime meetings at the bank. Meet us at the time and place that suits you, including after work.

  • Local experts

    Our network of local home loan expert spans across Australia so no matter where you live a friendly broker is never too far away.

    • Three choices to suit your needs

    The Mortgage Choice Ignite Prime Home Loan is designed for people who want a flexible home loan solution with a fully transactional offset account that lets you use your income to reduce interest payments. The loan is available as Full Doc or Alt Doc.

    Available for purchase or refinance of owner occupied and investment properties (including vacant land). The Ignite Prime Home Loan also allows debt consolidation of up to 4 debts and cash out for acceptable personal purposes.

    The Mortgage Choice Ignite Near Prime Home Loan is designed for people who are on the cusp of Prime and may have had a life event that led to credit impairment.

    The Near Prime loan provides a flexible home loan solution with a fully transactional offset account that lets you use your income to reduce interest payments. The loan is available for applicants with Full Documentation or Alternate Documentation (i.e Low Doc).

    Available for purchase or refinance of owner occupied and investment properties (including vacant land on Full Doc). The Ignite Near Prime Home Loan also allows unlimited debt consolidation, (including payout of ATO debt), and cash out for acceptable purposes including renovations and business use.

    The Mortgage Choice Ignite Assist Home Loan is designed for people who may have had a life event that led to credit impairment within the past two years or have had short term self-employment, from 12 months under the Alt Doc product.

    The Assist loan provides a flexible home loan solution with a fully transactional offset account that lets you use your income to reduce interest payments. The loan is available as Full Doc or Alt Doc.

    Available for purchase or refinance of owner occupied and investment properties. The Ignite Assist Home Loan also allows unlimited debt consolidation, (including payout of ATO debt), and cash out for acceptable purposes including renovations and business use.

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    8/10 of our customers would recommend us

    Hear from our customers


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    Sarah, Melbourne, VIC
    Investor

    It's so helpful to have an expert you can call on. I believe my broker’s advice reduced the hassle factor and thousands of dollars when the time came to purchase my investment property. She took away all the worries I had about securing the right loan with the right lender.

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    Ashleigh Dodds, Melbourne, VIC
    First home buyer

    The help our broker provided was amazing. I don’t know how many times we asked the same questions but he never made us feel like any questions were silly. He even took the time to explain our home loan to our parents.

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    Jenni Austin, Heidelberg Heights, VIC
    Property investor

    After all these years it feels like my Mortgage Choice broker is partnering with me in my property purchases. He is very on the ball and encouraging, and I’m extremely comfortable working with him. I have no hesitation in recommending Mortgage Choice to anyone.

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    B. Barrie, Lockrose, QLD
    Refinancer

    We needed to upgrade our car, so I got back in touch with our Mortgage Choice broker. She talked us through the various finance options and crunched the numbers to show how using home equity was a more affordable way for us to fund the car rather than using a car loan.

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    Lenka, Gold Coast, QLD
    Upgrader

    “The entire process was very positive. Our broker and his team were friendly and personable, knowledgeable and efficient. Upon booking their initial appointment"

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    Hilary Nanopoulos, Melbourne, VIC
    First home buyer

    They did all the legwork for us when the time came to submit our loan, which meant that once we gave him our paperwork we didn’t have to worry about a thing!