All the essentials with our Basic Home Loan
|Save on fees||The Basic Home Loan has no account management fees.|
|Multiple accounts||Having multiple loan accounts means you can choose different features for each account, including fixed or variable rates and principal and interest or interest only accounts.|
|Additional repayments||Make additional repayments as often as you like on variable loans and up to $10,000 per loan account per year on fixed loans. A redraw facility is also available on variable loans, allowing you to pay extra money into your loan that you can take out later if you need it.|
|Build or renovate4||Funds can be used to build your home on new or existing land, or to renovate your existing home.|
|Mortgage Choice Platinum Card||Transactional Account|
|Choose the Mortgage Choice Platinum Card1 as an optional extra with your Basic Home Loan. It offers you the flexibility of up to 55 days interest-free on purchases2.||Choose the Mortgage Choice transaction account with your Debit MasterCard® and receive free access to all domestic ATMs, including the rediATM network5.|
Convenient account access - Mortgage Choice Accounts mobile app and Mortgage Choice Online Services give you access to your account 24 hours a day, seven days a week.