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A short term loan that covers a financial gap between the purchase of a new property and the sale of a currently owned property.
The amount of an asset not subject to any lender's interest e.g. in the case of property worth $300,000, with a mortgage loan of $150,000, the equity is $150,000.
A loan specifically for the purpose of funding the building of a new dwelling. Can also apply to major renovations of an existing property.
Costs incurred when a fixed rate loan is paid off before the end of the fixed rate period, or when additional payments are made in advance.