Refinance Home Loan Health Check

Do you want to have lower home loan repayments? Mortgage Choice Loan Checks is a free service to help you save. Interest rates are at historic lows and there are wide variations in home loan rates between lenders so now is a good time to have a chat!


What we'll do for you


Negotiate for you

We’ll contact your lender and try to negotiate a better rate on your behalf.

Find a better deal

If your lender won’t move on your rate, we can let you know in a matter of minutes if you could get a better deal elsewhere.

Do the legwork

If you choose to refinance, we’ll do all the legwork to make the switch effortless for you.

MC Loan Checks explained

Why would you need a loan check?

A home loan health check is a smart option if you are:

  • thinking about topping up your home loan;
  • coming to the end of a fixed rate term;
  • aiming to pay off your home sooner;
  • looking to reduce or lock in your repayments;
  • planning renovations; or
  • considering buying an investment property.

We'll evaluate and compare your loan with hundreds of others by taking into account rates, fees and features to make sure you have the loan that's right for you.

What is MC Loan Checks?

MC Loan Checks is a programme designed to help keep you on the best home loan rate for you.

Self-sorting the right home loan can be pretty daunting, especially in the current environment. That’s why our team of experts are ready to help with any questions or concerns you may have.

How MC Loan Checks can help you?

Mortgage Choice Loan Checks is our exciting program that helps you know sooner if you’re getting a great deal on your home loan. It’s fast, easy and it could put money back in your pocket. And right now, saving matters.

Don’t delay

In the current environment, no home owner can afford to just assume their loan offers good value. Chances are, there is scope for you to save. That’s why our team of experts are ready to show you how much you could save with a more competitive rate.

We work with over 20 different lenders – some exclusive to mortgage brokers. So we can show you rates you won’t find elsewhere. Even better, our home loan service comes at no cost to you.

Get a free loan check today

Your local broker


Find me a...


Aussie refinancer testimonials


"We still can’t believe how easy it was. Not only did our broker arrange an appointment suited around us but within a short time we felt completely comfortable and at ease with our refinance options. He gave us options which empowered us with choices that saved real time, lots of money and much anguish."


Nick and Angela Vlahadamis - Refinancers

"With our Mortgage Choice broker's help we have refinanced our home loan to a different lender. We decided to go with a split loan again, and we took some additional funds to pay for the home improvements. But thanks to the competitive interest rate our broker secured for us, we’re still paying the same each month. Even better the fixed rate portion of our loan is surprisingly flexible and we can make additional repayments up to an annual limit."


Nigel - Refinancer

"I’ve had very good experiences with Mortgage Choice. I still look back to the loan I had before I met my Mortgage Choice broker and I think they must have made a motza out of me. That’s why I’ve referred other people locally to Mortgage Choice. And it’s true, Mortgage Choice’s home loan service didn’t cost me a cent."


Basil and Maria - Refinancers
Lugarno, NSW

Things can change quickly in the market.

Subscribe and stay informed with news, rates and industry insights.