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Ian Celantano

Your local Mortgage Broker and Finance experts in Sandringham, Black Rock, Hampton, Highett, Beaumaris, Mentone and surrounds.

Your local Mortgage Choice broker and finance expert servicing Sandringham, Black Rock, Hampton, Highett, Beaumaris, Mentone and surrounds. Let us help you find the right home loan and guide you through the process. Give us a call today on (03) 9585 2000 or book your appointment!
  • Call Us Mortgage Choice Sandringham
  • Office - 03 9585 2000
  • Open Hours Mortgage Choice Sandringham
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Unit 7 / 23-35 Melrose Street SANDRINGHAM, VIC 3191
Latest home loan interest rates
Starting from
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We are passionate about helping our local community across Sandringham and surrounding suburbs reach their financial goals by finding the most competitive home loans and financial solutions. 

Start your home loan journey today

4 Reasons to use Mortgage Choice Mentone for your home loan

1) Your local Mentone experts in home loans and property investment

Our experienced team of mortgage brokers is led by Ian Celantano, Kate Gorman, Jeff Morel and Megan Anderson. Ian and his team cumulate over 20 years of experience in the mortgage broking and finance industry. We'd like to invite you to read our team profile as each of us has a specific area of expertise. 

Our office is conveniently located at the heart of Mentone, on 17 Como Parade West right next to the brand new Mentone train station. Pop in for a chat and a free coffee! 

2) We do all the legwork for you

At Morgage Choice in Mentone, we do all the research and manage every step of the application process for you on your behalf, saving you time shopping around and filling in multiple applications. 

We make your home loan process simple, efficient and stress-free. We are available to meet with you at our office in Mentone, at your home or at any location convenient for you. 

3) A comprehensive choice of home loans

At Mortgage Choice in Mentone, we have access to hundreds of different home loan products and features to suit any situation. We can analyse and compare hundreds of home loan products available in the market to find the most competitive and suitable loan for you. 

4) Our home loan service is at no cost to you 

What services do we offer?

We can help with:

Home Loans FAQs

How much can I borrow?

Your borrowing capacity is determined by a number of factors. The two main factors that we assess to determine how much you can borrow is

  1. The amount you earn minus
  2. Any debts you may have.

The great thing about dealing with a mortgage broker is that we can look at all the lenders' current servicing calculations to determine how much you can borrow, without the need for you to contact each bank.


When will I receive my loan funds?

This will depend on the individual situation and the type of loan you have applied for. However, typically you will receive your loan funds within six weeks of starting your home loan process. As your Mortgage Choice in Mentone brokers, we will keep you updated throughout your entire process so you know exactly how your application is going. 

Get in touch with our team at Mortgage Choice in Mentone today on (03) 9585 2000

Why use a mortgage broker rather than talking to my bank directly?

When you walk into the branch of a bank or lender, you will only ever be offered their small range of typically 4 or 5 home loan products. Banks also don't compare their products to other home loan products available in the market. So you won't even know if there is a better product on the market for you.

By choosing a mortgage broker, you are getting more choice and information, hence you have more chances to get the most suitable and competitive loan for your situation. 

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews


01 May 2022

Ian and his team have been fantastic during the loan application process. His team are very professional/responsive and they went above and beyond in guiding us through the proc...

Steve Malcolm

22 Apr 2022

Fast, efficient service with a smile. Achieved the result I wanted with minimum hassle.

Crazy Dance Mum

10 Apr 2022

Highly recommend Ian at Mortgage Choice He was always on hand to patiently answer our many questions and really cares about his clients. He goes above and beyond to get an exce...

Duncan Craig

09 Mar 2022

Ian supported us brilliantly in purchasing our property, through providing options we hadn’t even considered from the outset. We found Ian to be incredibly patient and always av...

Jennifer Perry

16 Sep 2021

Ian Celantano and his team at Mortgage Choice Mentone provided clear information and wonderful support during the home loan application process. Ian was generous with his time a...

Brian G

08 Jan 2021

I cannot fault the level of communication, responsiveness, patience, service and knowledge from Ian, Kate and the team. They went above and beyond and made the entire process se...

Pan Hatzi

22 Dec 2020

Rude and unhelpful

Jen Lang

20 Nov 2020

Cannot thank Ian and Kate enough. Ian in brilliant and so personable. Kate is just amazing. She has been so thorough, supportive, kind and hard working. We cannot thank you eno...

Bec Bardoel

17 Nov 2020

Ian is a gifted broker, articulate, tactful and compassionate. He carefully examined every aspect of my financial situation and never failed to place the highest priority on wo...

Rebecca Keppel-Jones

14 Nov 2020

Ian and his team have been amazing during our loan application process. They are very professional and responsive. Kate from Ian's team has gone above and beyond, monitoring ema...

Bridget Jackson

09 Oct 2020

Thank you so much to Ian and the Mortgage Choice team in Mentone - you made my property buying experience so easy and relaxing! I was kept updated constantly throughout the proc...

Jen SV

03 Oct 2020

We first sat with Ian Celentano seeking his guidance on how we can enter into buying our first home. With a meager amount of savings plus a determination to reach our goals, Ian...

Anita Wong

06 Sep 2020

They took into account what we wanted and gave us good advice on the final product. They were very patient, professional, responsive and helpful through a complicated process. W...

Claire Savage

06 Aug 2020

We have been using Ian from Mortgage Choice Mentone for a few years now. He got us our home loan and has refinanced for us at the lowest rate possible. Such good service and we...

Darek Lebek

02 Jul 2020

Ian provides a great service, very professional, outstanding communication. 10 out of 10 experience. We felt like we were in good hands right throughout the entire process. High...

Nicholas Munday

01 May 2020

I recently purchased a property subject to finance. Upon following up with three of the big 4 banks who had indicated I could borrow the relevant funds I was informed this was...

Andrew Brereton

16 Apr 2020

Ian was absolutely fantastic. He went above and beyond what we expected. He was patient and explained every step along the way. Thanks to Ian and his team we were able to affor...

Joy b

07 Apr 2020

It was a great journey with Ian and team to buy the first home. I was reluctant to start the process as I had very limited knowledge and support and was discouraged by many in...

Nathan Louey

19 Mar 2020

Ian and the team were professional, helpful, persistent yet patient and secured us a loan for our home. Big thanks!

Carly New

11 Jan 2020

Helpful and knowledgeable.The Office was also in a convenient location.

Caroline Castaneda

16 Dec 2019

Ian and the team went above and beyond with my home loan approval. They made the whole process easy and stress free! Amazing service would definitely recommend.

Plantmark Wholesale Nurseries

10 Dec 2019

Thanks to the team at Mortgage Choice. It was a long 2 years between selling and buying and Ian was very patient and helpful, providing the best information and loans offers at...

Mark B

11 Jun 2019

Communication was top notch & the only delay was from the bank side. Everything else was excellent.

Nicholas Mills

14 Nov 2018

As first land/home buyers we required a lot of guidance and assistance with the process, Ian & Megan were extremely helpful & professional through all steps in setting up the ri...

Cody Edmonds

27 Aug 2018


Hannah English

09 Jul 2018

Thank you so much Ian for all the help with my first home. I live in Perth and was worried about going with a mortgage broker from a different state but I'm so glad I did becaus...

Nikalas Massey

05 Jul 2018

My partner and I dealt with Ian at Mortgage Choice Mentone for arranging our mortgage. We are first time buyers and Ian was incredibly helpful and supportive through what turned...

pauline english

31 May 2018

Ian was amazing helping our daughter with her first home loan. Even though we are in Perth everything was made simple by Ian and his team. Have already recommended Ian to friend...

Alison Marshall

16 Oct 2017

Through a difficult loan application I was totally supported and because of Ian's incredible professionalism I achieved the loan. I can't thank Ian enough for his amazing perse...

Claire Davis

05 Oct 2017

Ian and the team at Mortge Choice Mentone came highly recommended via a number of people following my request for mortgage broker recommendations on the Bayside Community Hub. L...

See all Google reviews

I was very happy. Ian went above and beyond to help me acquire a loan. I don't think it would ever have happened without his tireless work.

A Marshall, Leopold, VIC
- Refinancer

Ian was fantastic and helpful. We have already recommended him to family and friends.

J Cicero and K Sutherland, Highett, VIC
- Upgrader

Ian was great to deal with and helped at every stage of the process. I can't thank him enough.

S Whittaker, Chelsea, VIC
- Refinancer

First home buyer's guide

Purchasing your first property can be an overwhelming process and there may be steps you are unsure or unaware aware of. This guide will walk you through all of the steps involved in the buying process.

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