First Home Buyers| Mortgage Choice Mentone
Are you looking to buy a new property? The team at Mortgage Choice in Mentone is passionate about helping first home buyers navigate the sometimes overwhelming and confusing home loan process! We love making it as simple and stress-free as possible while still fighting for the absolute best outcome!
So we put together this page to ensure that you have all the home loan resources you need at your fingertips to guide you through your home ownership journey.
The home buying Process
Before even looking at properties, first you need to work out how much you can afford to borrow and repay, how much you need to save for your deposit and factor in all the costs involved.
Our First home buyer's guide will walk you through all of the steps involved in buying your first home. The current market can offers valuable opportunities, especially as interest rates are at rock bottom.
First Home Buyers Grants
It's worth knowing what Government help is available.
First Home Loan Deposit Scheme: if you only have a small deposit, this could be the opportunity you’ve been waiting for. The First Home Loan Deposit Scheme allows you to buy with just a 5% deposit and zero lenders mortgage insurance.
Contact Us to find out if you’re eligible today.
Most common First Home Buyers Questions
- How much can I borrow?
- What are genuine savings?
- How much stamp duty do I need to pay?
- What is a guarantor loan?
Financial tips, home loans calculators & tools
- Free downloadable eGuides: first home buyers, home ownership, building your home guide, negotiating to buy a property, estimated property purchase costs, property inspection checklist, moving house checklist etc.
- Calculators: we have a comprehensive list of home loan calculators to answer some of your most frequently asked questions such as: how much can I borrow? How much stamp duty do I need to pay? What is the cheapest interest rate? and more!
Here to help whenever, wherever you are
No matter where you are, the team at Mortgage Choice in Mentone is here to help you achieve your property goals. We can meet via Zoom, Skype, email or phone, whichever is convenient for you.
Contact Ian Celentano and the team in Mentone:
Ph: 03 9585 2000
M: 0423 663 463