March 02, 2018
Are you looking for a better deal on your home loan? You might be interested to know that you could get one just by asking for it.
It sounds simple, but for many of us, it can be quite a daunting task to call up our lender or broker and demand they give us a better mortgage rate.
But with many lenders competing aggressively for business and reducing their interest rates in recent months, it's certainly worth the time and effort to see if you can snare yourself a better deal.
Getting a discount on your home loan could help you save thousands of dollars over the life of your loan. Alternatively, it could help you to pay your mortgage off sooner and/or build up additional equity – equity you may be able to put towards other things like an investment property or home renovations.
Of course, before you jump in with both feet, it's important you do your research and know what your options are.
Visit our comparison tool to see what other banks are offering in terms of interest rates and compare these with your current rate.
From there, you can speak to your local Mortgage Choice broker. Tell them what rates are being advertised by other lenders and how these rates compare to your current interest rate and product.
Quite often, you may find that your Mortgage Choice broker can secure you an even better deal than what was advertised.
Why? Well, Mortgage Choice has excellent relationships with many different lenders, so we are well placed to negotiate a very sharp rate on your behalf.
If, through your research and broker conversations, find there is a better product and rate on the market that you would like to take advantage of, simply let us know.
Your local Mortgage Choice mortgage broker will handle all of the legwork, so that the only thing you need to worry about is what you plan to do with your new found savings.
Call us today on 07 5474 4100 or email firstname.lastname@example.org