Car Insurance features

Compare the features of our comprehensive motor policies to see which level of cover suits you.

Key benefits

Comprehensive
Insurance
Third Party
Fire & Theft
Third Party
property damage
Cover for accidental loss of or damage to your vehicle caused by fire or theft
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Cover for accidental loss of or damage to your vehicle (caused by events other than fire or theft)
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New for old replacement of a new vehicle after a total loss, if you purchased your vehicle new from the manufacturer or dealer and your vehicle is less than 2 years old from its first registration at the time it is declared a total loss
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Cover for legal liability to pay compensation for loss or damage to other people's property and legal liability for supplementary bodily injury– up to $20 million for any one event or series of related events
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Legal costs
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Accidental death benefit - $25,000 per period of insurance
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Emergency repairs – up to $500 in respect of any one incident
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Rental car after theft ($100 per day limit, up to 30 days)
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Reasonable cost of towing
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(After an accident covered)

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(After fire or theft of your vehicle)

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Temporary cover on replacement vehicle – 14 days
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More benefits

Comprehensive
Insurance
Third Party
Fire & Theft
Third Party
property damage
Trailer and caravan cover - $1,000 or market value whichever is the lesser
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Legal liability cover when using a substitute vehicle
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Personal items – up to $1,000 for any one incident
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Emergency accommodation and travelling expenses – up to $1,000 for of any one incident
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Transportation costs – up to $500 for any one incident
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Lock re-keying / re-coding – up to $1,000 for any one incident
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Child seat / baby capsule cover – up to $500 for of any one incident
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Optional cover

Comprehensive
Insurance
Third Party
Fire & Theft
Third Party
property damage
Protected No Claim Bonus - 1st claim per period of insurance
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Rental car following accident - $100 per day limit, up to 30 days
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Removal of basic excess for windscreen claims - 1 replacement and 2 repairs in any period of insurance
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Optional excesses
which you can select
to decrease your premium

Comprehensive
Insurance
Third Party
Fire & Theft
Third Party
property damage
Restricted driver excess - $2,500 any one claim
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Unnamed driver excess - $2,500 any one claim
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This table is a guide only. For information on what is covered and what is not covered and any limits and excesses that apply, please refer to the Product Disclosure Statement and Policy Document.

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General disclaimer: Mortgage Choice Limited (Mortgage Choice) ABN 57 009 161 979 AR 382869 arranges Motor Vehicle, Home Building and Contents and Landlord insurance as agent of the insurer Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708. Mortgage Choice can refer you to Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFSL 296559 for life insurance. We do not provide advice on this insurance based on any consideration of your financial situation, objectives or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision please consider the Product Disclosure Statement (PDS) available at www.mortgagechoice.com.au, by visiting a Mortgage Choice branch or calling 1300 736 085. Mortgage Choice receives commission, which is a percentage of the premium; details can be provided on request. Mortgage Choice does not guarantee or accept liability for any products offered by Allianz. Discounts may not be applied to any flood component of the premium (if applicable).

Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.

Terms and conditions apply; please see the Product Disclosure statement for more information.

The Financial Services Guide – Mortgage Choice Insurances can be viewed here. This information has been prepared without taking into account your individual objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply.