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Landlord insurance

Mortgage Choice Landlord insurance gives you the confidence that comes with having the right insurance protection for your investment property and its contents.

Why choose us for landlord insurance?


We offer a range of excess levels and payment options to suit your needs

Liability protection

Up to $10 million as the owner

Excellent value

Up to 30% No Claim Bonus available1

Further peace of mind

With our Rent Default and Theft by Tenant optional additional cover

Expense protection

Legal expenses up to $3,000 if you have selected the optional additional cover: Rent Default and Theft by Tenant

Sensible protection for your investment property

Your rental property is likely to be an outstanding long term investment - that makes it worth protecting. But as a landlord you need to insure more than just the value of the building.

Comprehensive cover

Landlord insurance provides reliable cover for your investment. It offers buildings and contents covers with the benefit of public liability cover – up to $10 million worth, which protects you in the event that someone is injured while on your property. It’s an option you really can’t afford to be without.

Streamlined protection

By taking out landlord insurance you enjoy complete protection with a single competitively priced policy. It’s much easier to manage a single policy than taking out multiple policies for different types of cover – and it’s likely you’ll benefit from a competitively priced premium. It also means one set of insurance paperwork at tax time, or if you need to make a claim.

Sensible options – tailored to your needs

When you arrange landlord insurance through your Mortgage Choice broker, you benefit from being able to select additional options that may be relevant to your needs. This also means you only pay for the cover you need. For instance, you can add cover for rent default and theft by the tenant for additional peace of mind.

Premiums can be claimed on tax

The premiums for landlord insurance are normally tax deductible. This reduces the cost to you of having landlord cover in place although you should speak with your tax adviser for information relevant to your circumstances.

Fittings and fixtures are covered too

The fittings and fixtures included in your rental property play an essential role in providing tenant appeal. These items can also cost more to replace than you probably realise, yet it's easy to overlook fittings and fixtures when it comes to insuring your rental property. Landlord insurance provides cover for these items in one inclusive policy, so you can relax knowing this key aspect of your investment property is protected.

Flexible excesses

We recognise that landlords face cash flow limitations just like any other home owners. Our flexible cover allows, you to choose from a range of excess options that can make your landlord insurance even more affordable.

Want to learn more?

For detailed information on the cover and limits provided, please read the Product Disclosure Statement for Landlord Insurance

See Key Facts Sheets for our landlord building and/or contents covers

General disclaimer: Mortgage Choice Limited (Mortgage Choice) ABN 57 009 161 979 AR 382869 arranges Motor Vehicle, Home Building and Contents and Landlord insurance as agent of the insurer, Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708. Mortgage Choice can refer you to Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFSL 296559 for life insurance. We do not provide advice on this insurance based on any consideration of your financial situation, objectives or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision please consider the Product Disclosure Statement (PDS) available at, by visiting a Mortgage Choice branch or calling 1300 736 085. Mortgage Choice receives commission, which is a percentage of the premium; details can be provided on request. Mortgage Choice does not guarantee or accept liability for any products offered by Allianz. Discounts may not be applied to any flood component of the premium (if applicable). 

Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. 

Terms and conditions apply; please see the Product Disclosure statement for more information. 

1To qualify for the maximum No Claim Bonus of 30%, customers must have had no landlords claims in the preceding three years. However customers who have had up to two claims may still qualify for reduced No Claim Bonus. No claim bonus doesn’t apply to all the optional covers.

The Financial Services Guide – Mortgage Choice Insurances can be viewed here. This information has been prepared without taking into account your individual objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply.

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