Home Building and
Contents Insurance

Are your most treasured possessions protected? Mortgage Choice Home Building and Contents insurance includes a range of features and benefits to give you peace of mind should the unexpected happen.

Why choose us for your home insurance?

  1. Simple

    Get a quote and buy online today!
  2. Affordable

    Competitive prices with no additional policy fee to pay by the month1.
  3. Choice

    A range of buildings and contents insurance products to suit different budgets and needs.
  4. An easy claim process

    We understand that if you need to make a claim, you want to be able to settle it quickly and with a minimum of fuss.
  5. Combined building and contents discount

    When you combine your building and contents cover on the same policy, you’ll be rewarded with a discount of up to 10%2.
  6. Increase your excess to reduce your premium

    Our home insurance allows you to increase the excess payable in the event of a claim and we’ll reduce your premium.
  7. Up to 30%3 No Claim Bonus

    We offer up to 30%3 No Claim Bonus on our home insurance policies, meaning you can save on your premium each year you don't make a claim, up to a maximum 30%3.

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Protect your most valuable asset

Don't leave your things to chance

Home and building insurance protects your home and belongings against a whole range of threats – from theft through burglary to fire.

Contents count too

Your possessions – everything from furniture through to whitegoods and electrical items are probably worth more than you realise, especially if you had to replace them.

Know what you’re covered for

It may be tempting to choose building and contents cover based on the premium alone. But the last thing you need is to discover that you are underinsured at claim time.

Peace of mind

That's why building and contents insurance is such an essential product for home owners. It protects the value of your home against the unexpected and gives you and your family peace of mind.

Affordable Premiums

The good news is that adding contents cover to your home building insurance is an affordable way to enjoy all-round protection.

Make renewal time review time

If you upgrade your home with renovations or improvements, you can usually increase your cover for only a slight rise in premiums.

For detailed information on the cover and limits provided, please read the Product Disclosure Statement for Prestige Home Insurance, Classic Home Insurance or Vital Home Insurance.

See Key Facts Sheets for our home building and/or contents covers

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General disclaimer: Mortgage Choice Limited (Mortgage Choice) ABN 57 009 161 979 AR 382869 arranges Motor Vehicle, Home Building and Contents and Landlord insurance as agent of the insurer, Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850 AFSL 234708. Mortgage Choice can refer you to Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFSL 296559 for life insurance. We do not provide advice on this insurance based on any consideration of your financial situation, objectives or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision please consider the Product Disclosure Statement (PDS) available at www.mortgagechoice.com.au, by visiting a Mortgage Choice branch or calling 1300 736 085. Mortgage Choice receives commission, which is a percentage of the premium; details can be provided on request. Mortgage Choice does not guarantee or accept liability for any products offered by Allianz. Discounts may not be applied to any flood component of the premium (if applicable).

Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.

Terms and conditions apply; please see the Product Disclosure statement for more information.

1Premiums payable by instalments may be subject to minor adjustments (upwards or downwards) due to rounding and financial institution transaction.

2Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements.

3To qualify for the maximum No Claim Bonus of 30%, customers must have had no home  insurance claims in the preceding five years. However customers who have had up to two claims may still qualify for reduced No Claim Bonus. No claim bonus doesn’t apply to the optional covers.

The Financial Services Guide – Mortgage Choice Insurances can be viewed here. This information has been prepared without taking into account your individual objectives, financial situation or needs. Policy terms, conditions, limits and exclusions apply.

You should, before acting on this information, consider its appropriateness to your circumstances. You can download the Product Disclosure Statement (PDS) for each of the insurances by clicking on the relevant link or call 1300 736 085. The PDS should be considered in making any decision about this product.