Refinancing your home loan

In the time of rising rates, refinancing is a great step to ensuring your home loan is healthy.

Refinancing is the process of taking out a new mortgage to repay an existing loan. Many people refinance their loan to take advantage of a lower interest rate or better features, to consolidate their debt or access equity. 

The first step to refinancing

The first step is to find out if there is a new home loan out there that could save you money. I offer a free Home Loan Health Check service to help you answer that question.

• I compare your current home loan to thousands of others: I look for better features, a lower interest rate or cashback deals.
• I let you know what I find, and if a better deal is available and we chat through the costs of refinancing and if you are better off in the long run.
• If you would like to continue with the refinance, I will organise it all for you with both lenders.

"We were in a really tight situation trying to refinance and it wasn't looking great for a few months but Josh was able to work his magic and find a lender for us. Josh always answered my emails and texts very quickly and even responded after hours. There was never any judgement. I appreciate all the hard work he put in for us." (Nicole)

Are cashback incentives worth it?

Get started on reviewing your loan

With almost 20 years of lending experience, I would love to use my experience & knowledge to get you the best outcome. While I'm based in Brighton, I service clients from across Australia! We can chat by phone, video or I can come to you anywhere across Melbourne. Alternatively, you can visit me at my office at Level 2, 181 Bay Street Brighton VIC 3186.

Call Josh Almond today on 0401 917 702 or request a call back below.

Call: 0401 917 702  Request a call