Your Local Mortgage Broker & Financial Services Experts in North Lakes and Redcliffe




Talk to James Florance, your local Mortgage Choice broker from North Lakes and Redcliffe. Let us research and compare over 20 lenders for you.


  • Office 07 3886 3881
  • Fax 07 3054 4483
  • Open Hours
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
Address
Suite 10 Norwinn Centre, Cnr Endeavour Blvd & Winn St NORTH LAKES, QLD 4509

Multi Award winning Team at Mortgage Choice North Lakes

  • Winner of the Mortgage Choice Business Excellence Award QLD in 2018, 2017, 2016, 2015, 2014, 2013, 2011/2012 & 2009.
  • 2017 QLD Broker of the Year - ALI
  • 2017 Australian Mortgage Awards Finalist - Broker of the Year 
  • 2017 Mortgage Choice National Growth Award
  • Winner of the Mortgage Choice Gold Broker Award 2016, 2015.
  • Winner of the Mortgage Choice Business Driver Award 2011/2012.
  • Mortgage Choice CEO Award Finalist 2011/2012

Whether you're buying for the first time, onto your second home or developing your investment property portfolio, purchasing property can be a confusing process, so it helps to have someone there to guide you along the way. Calling Mortgage Choice is the first step to minimizing the fuss and turning your property dreams into reality.

In my Sixteen years in the mortgage and finance industry, there are few scenarios I haven't dealt with. Whether you're after a pre-approval, you've found your dream home already or need to get things happening quickly - our dedicated team are here to help you along every step of the way and best of all, we don't charge you for our expertise and service.

We have access to a large panel of Australia's leading lenders, so you have genuine choice from many hundreds of loan possibilities.

Let my Team at Mortgage Choice North Lakes help you

  • Purchase your First Home, we will also assist you with the First Home Owner Good Start Grant.
  • Purchase an Investment Property or fund other investments.
  • Refinance your existing home loan showing you how to pay off your mortgage years sooner.
  • Restructure your current mortgage to ensure that it is helping you to achieve your goals.
  • Consolidate your mortgage, credit cards and personal loans into one low rate.
  • If you are Self Employed or require a Lo Doc Home Loan.

We have a specialised team that can also help you with

  • Financial Planning
  • Car Loans
  • Commercial Loans
  • Asset & Equipment Finance
  • Professional packages
  • Your General and Personal Insurance needs.

Our office is open by appointment between 9am and 9pm Monday to Friday.

Call 3886 3881 to make an appointment today.

"Hi James and Tammy, thank you for all your help and advice in the process of choosing a mortgage for our first home. We really appreciated the great communication throughout and would definitely recommend your services to anyone."

Ben & Jacqui - First Home Buyer
Burpengary, QLD

"I would be pleased to recommend James and his team from Mortgage Choice North Lakes to anyone considering their first home through to experienced real estate investors. James explained important processes in clear, simple language, took interest in my objectives and worked hard to ensure I received the product that was right for my situation. His support team went above and beyond in their role, which was certainly much appreciated and ensured a smooth, stress-free real estate experience."

Angus McDonald - Property Investor
Bracken Ridge, QLD

"I've used mortgage brokers previously and found them to be diligent and effective in sorting through the various products and corresponding with the banks. James at Mortgage Choice North Lakes is one step ahead of the rest. We found him not only responsive and knowledgeable about the various products, but also accessible at all times and willing to go the extra mile for complex arrangements. Thank you for your efforts and we will be referring to you in the future."

Tony and Tash Madden - Property Investor
Eatons Hill, QLD

"James & Tammy provided exceptional service throughout the whole engagement and made the financial aspect a very smooth process in what is normally a very stressful time, I would highly recommend James to anyone I know, confident in the fact that they will receive the same high level of service."

Steven & Hope Pinnoy - First Home Buyer
Murrumba Downs, QLD

"James Florance's service is extremely professional, courteous and prompt. He always returns calls in a timely fashion and was in regular contact via email. The home loan offered was a great flexible product and the loan application process was straight-forward and efficient. Thanks James!"

Melinda Mitchell - Upgrader
North Lakes, QLD

"I couldn't be more happy and impressed with the service I received from both James and Tammy. From start to finish they were very informative and both went out of their way the entire journey. Knowing you are in good hands during a very stressful time is very comforting. James's local knowledge of the property market was also a big bonus for me. I have already recommended James to both family and friends and will continue to spread the word. Thank you for everything."

Y. Cochrane - Upgrader
North Lakes, QLD

"From the first meet and greet and pre-approval through to settlement, the service we have received has been second to none. We would encourage and recommend any first home buyer to enlist the services you offer. Our requirements were met, great financial advice was provided and we received thorough communication along the way. Thank you for your patience, your honesty and guidance which resulted in us achieving our dream of home ownership."

Jason & Heidi Medok - First Home Buyer
North Lakes, QLD

"Returned phone calls and emails in a timely manner. Was happy to explain things to me all the time (which was great as I was new to the whole process!) You were very organised and did exactly what you said you were going to do. Tammy was very helpful also and great at providing updates (without having to be asked) to let me know where things were at. So nice not to have to chase. Thanks for the great service"

Janelle Murray - First Home Buyer
Paddington, QLD

"We were very happy with James Florance from Mortgage Choice North Lakes. His service was exceptional. He was easy to get in touch with and always returned calls very promptly. Between James and Tammy we were always kept up to date with everything and they were also lovely to deal with not to mention the great mortgage products they offer. We wouldn't hesitate to recommend James at Mortgage Choice."

M & J Livingston - Refinancer
Narangba, QLD

"We found James & Tam to be the most efficient & helpful professionals in relation to our financial requirements that we have ever dealt with & we certainly had faith after our initial visit (& then emails) that all would go smoothly. We have already been recommending you to our friends & family. Thank you for such a smooth process in the changes you helped us make with our home loan."

Robert and Karen - Refinancer
Narangba, QLD

" Hi James, your professionalism in our first telephone conversation and advice given over the phone at that point in time provided us with a high level of confidence and comfort to continue the conversation and action with yourself 6 months later. Your assistance with both the home mortgage and car finance enabled us to review our financial situation and set ourselves up for meeting our goals in the future. We look forward to a long association with yourself and your team. Thanks again!"

R Hine & F Brown - Refinancer
Brighton, QLD

"Your service was fantastic. The whole process was made so much easier by having you as our Mortgage Broker. Your very approachable, and you clearly explain everything in easy to understand terms. We would certainly come back to you and highly recommend you to others."

S Rees & K Vowels - Upgrader
Mooloolah Valley, QLD

"Excellent service from the first phone call. Everything you had control of happened quicker than I expected. I now have loans with more flexibility than I expected & ticked all my requirements. The perseverance by Tammy with issues created by my old bank not paying attention to detail ensured everything progressed a lot quicker than I could have ever achieved. You have done a great job. Thank you."

Sue Smith - Refinancer
Sandgate, QLD

"Thanks James for everything you have done, you have made our dreams of owing an investment property come true! I would never go into a bank to apply for a loan James makes everything so easy!!!!"

D. O'brien - Property Investor
Burpengary, QLD

"It was a pleasure to discuss in 'plain english' such an important part of our lives - the home loan. I asked a lot of questions which I'm sure was annoying but I was made to feel that it was totally fine. Hassle Free!"

Donna Cooke - Refinancer
Deagon, QLD

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