Your Local Mortgage Broker & Financial Services Experts in North Lakes and Redcliffe

Call: 07 3886 3881

Talk to James Florance, your local Mortgage Choice broker from North Lakes and Redcliffe. Let us research and compare over 20 lenders for you.

Office 07 3886 3881
Fax 07 3054 4483

Open Hours
Monday - Friday: 9:00am - 5:00pm
After hours by appointment Free Appointment

Address
Suite 10 Norwinn Centre, Cnr Endeavour Blvd & Winn St NORTH LAKES, QLD 4509

5.00
50 Google Reviews Mortgage Choice North Lakes

Win 2 years' worth of interest on us!^

Take out a home loan with us and you could win 24 months' worth of interest on us! What would you do with the savings?

Multi Award winning Team at Mortgage Choice North Lakes

Winner of the Mortgage Choice Business Excellence Award QLD in 2018, 2017, 2016, 2015, 2014, 2013, 2011/2012 & 2009.
2018 National ALI Group Broker of the Year.
2017 Queensland ALI Group Broker of the Year.
2017 Australian Mortgage Awards Finalist - Broker of the Year.
2017 Mortgage Choice National Growth Award.
Winner of the Mortgage Choice Gold Broker Award 2016, 2015.
Winner of the Mortgage Choice Business Driver Award 2011/2012.
Mortgage Choice CEO Award Finalist 2011/2012.

Whether you're buying for the first time, onto your second home or developing your investment property portfolio, purchasing property can be a confusing process, so it helps to have someone there to guide you along the way. Calling Mortgage Choice is the first step to minimizing the fuss and turning your property dreams into reality.

In my Sixteen years in the mortgage and finance industry, there are few scenarios I haven't dealt with. Whether you're after a pre-approval, you've found your dream home already or need to get things happening quickly - our dedicated team are here to help you along every step of the way and best of all, we don't charge you for our expertise and service.

We have access to a large panel of Australia's leading lenders, so you have genuine choice from many hundreds of loan possibilities.

Let my Team at Mortgage Choice North Lakes help you

Purchase your First Home, we will also assist you with the First Home Owner Good Start Grant.
Purchase an Investment Property or fund other investments.
Refinance your existing home loan showing you how to pay off your mortgage years sooner.
Restructure your current mortgage to ensure that it is helping you to achieve your goals.
Consolidate your mortgage, credit cards and personal loans into one low rate.
If you are Self Employed or require a Lo Doc Home Loan.

We have a specialised team that can also help you with

Financial Planning
Car Loans
Commercial Loans
Asset & Equipment Finance
Professional packages
Your General and Personal Insurance needs.

Our office is open by appointment between 9am to late Monday to Friday.

Call 3886 3881 to make an appointment today.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Jess Drewe

05 Dec 2019

James is very knowledgeable and made be feel comfortable straight away. This was my first time buying and I had no idea what I was in for. He also recommended a excellent convey...

Savanna Holder

03 Dec 2019

My husband and I can't thank James and his team enough for all their support and guidance throughout the very stressful and overwhelming process of buying our first home. They w...

Mandy Olivier

27 Nov 2019

From start to finish James and the team at Mortgage Choice North Lakes have been professional, friendly and so helpful. I cannot thank them enough for all their help. Highly rec...

matt debono

25 Nov 2019

James is very knowledgeable highly experienced and dealt with my refinance, great staff replied to all of our questions straightaway. Excellent process from start to finish we w...

John Sax

22 Nov 2019

James has been an absolute legend with purchasing our first home from start to finish. We will definitely use his services again. Arif and Shae

Neil Lawlor

14 Nov 2019

James and the team have helped me through 2 mortgages now and make life super simple and able to answer every question I've had.

Angie Smith

04 Nov 2019

James was very helpful when we decided to refinance our loan. He guided us every step of the way and kept in contact the entire time to let us know what was happening. We found...

Matthew Hogan

17 Oct 2019

We would like to recommend James to anyone looking for the best home loan. He is friendly, knowledgeable, and will help guide you through the buying process. James worked with...

Naga Katta

11 Oct 2019

James and Rebecca have been exceptional throughout the process with the home loan. I'm very happy with the service and their guidance in each step of the process in building our...

Chloe Takiari

11 Oct 2019

James and his team are A+++ I have used them a couple of times now and I highly recommend them! Thank you once again

Jamee Porteous

27 Sep 2019

James & Rebecca were exceptional in securing my husband and I with finance for our dream build. Nothing was ever a drama and the process ran smoothly.

Benjamin Atkins

19 Sep 2019

James and his team handled everything from helping us choose the most appropriate lender, to completing the application and following up with the lender. They made the process c...

Alasdair Boyd

04 Sep 2019

James and his team are awesome! Always very helpful and methodical. James has looked after us for the last 4-5 years, providing excellent service whether updating an existing mo...

Kirstyn Dymock

19 Aug 2019

The process of purchasing our first home was very daunting to us at initially but James and Bec have been so helpful and kind to us and made this process so much easier than we...

Viv Stubbs

19 Aug 2019

Was an absolute pleasure dealing with James. Althought we had a few hiccups with other issues James always helped us through the process of buying our first home. Couldn't...

Megan Fisher

11 Aug 2019

This is the 3rd home loan I have done with James and his team. Professional but personal. Good advice and options and makes it easy. Definitely recommend James and his fab team ??

Andrew Bolt

24 Jul 2019

James is very good. A1 customer focused service with great outcomes. Would definitely use again and recommend to others

KimR

23 Jul 2019

James Florance is brilliant, understanding and thorough. Thank you James!

Lance Newey

19 Jul 2019

James - we wanted the best competitive rate and for someone to take the headache of the process away. You did this mate and have kept money in our pocket. We are very grateful....

Paul Johnson

12 Jul 2019

As one of many first time mortgage borrowers out there who was uncertain of how best to manage a home loan across many years and the varying effects it may have on lifestyle and...

Rhys Jennings

04 Jul 2019

Outstanding service and made this process so easy in assisting me and my wife in purchasing our first home. Would highly recommend James to anyone looking to buy their first home.

Dale S

03 Jul 2019

Mortgage Choice North Lakes is top notch. James has yet again helped us to secure a great home loan that suits our needs. James is always professional and prompt to deal with. C...

claire Coleman

02 Jul 2019

We had the pleasure of working with James and Rebecca at Mortgage Choice North Lakes. This was the first time we built a home and they made the process so easy. Would definitely...

Tanya Elbourn

10 Jun 2019

James at Mortgage Choice North Lakes took the time to meet with us and give us useful tips to save for a house deposit and then secured a home loan suited to our needs. The afte...

Katrina Wood

06 Jun 2019

James and Bec are an outstanding team. The entire process of applying for our mortgage was so easy and stress-free, from start to finish. After hearing so many horror stories ab...

Meaghan Phelps

04 Jun 2019

I have used Mortgage Choice North Lakes twice now, for getting a mortgage. They have ALL the info you need to know, nothing is a problem, excellent communication, HANDS DOWN eas...

Drew Squire

04 Jun 2019

Awesome team,couldn't have asked for a more helpful and professional mortgage brokers

K L

04 Jun 2019

Mortgage Choice North Lakes have been amazing and supportive throughout our dealings with them with the purchase of our land and construction. I highly recommend them if you ar...

Josh Noble

04 Jun 2019

I couldn't be more impressed with James, Bec and the team at Mortgage Choice in North Lakes. James was more than happy to see me at short notice when my previous financier wante...

Daniel Goldie

23 May 2019

James and Rebecca are a fantastic choice and made our experience the second time around a very easy and seamless one. We have purchased before directly from a big bank and now...

Pamela Matsongoni

22 May 2019

Excellent Service!! I highly recommend Mortgage Choice North Lakes. We would like to thank James and Rebecca who made the process easier for us.

Jason D1986

15 May 2019

Great staff easy to deal with and they made the mortgage application stress free.

See all google reviews

"Hi James and Tammy, thank you for all your help and advice in the process of choosing a mortgage for our first home. We really appreciated the great communication throughout and would definitely recommend your services to anyone."

Ben & Jacqui - First Home Buyer
Burpengary, QLD

"I would be pleased to recommend James and his team from Mortgage Choice North Lakes to anyone considering their first home through to experienced real estate investors. James explained important processes in clear, simple language, took interest in my objectives and worked hard to ensure I received the product that was right for my situation. His support team went above and beyond in their role, which was certainly much appreciated and ensured a smooth, stress-free real estate experience."

Angus McDonald - Property Investor
Bracken Ridge, QLD

"I've used mortgage brokers previously and found them to be diligent and effective in sorting through the various products and corresponding with the banks. James at Mortgage Choice North Lakes is one step ahead of the rest. We found him not only responsive and knowledgeable about the various products, but also accessible at all times and willing to go the extra mile for complex arrangements. Thank you for your efforts and we will be referring to you in the future."

Tony and Tash Madden - Property Investor
Eatons Hill, QLD

"James & Tammy provided exceptional service throughout the whole engagement and made the financial aspect a very smooth process in what is normally a very stressful time, I would highly recommend James to anyone I know, confident in the fact that they will receive the same high level of service."

Steven & Hope Pinnoy - First Home Buyer
Murrumba Downs, QLD

"James Florance's service is extremely professional, courteous and prompt. He always returns calls in a timely fashion and was in regular contact via email. The home loan offered was a great flexible product and the loan application process was straight-forward and efficient. Thanks James!"

Melinda Mitchell - Upgrader
North Lakes, QLD

"I couldn't be more happy and impressed with the service I received from both James and Tammy. From start to finish they were very informative and both went out of their way the entire journey. Knowing you are in good hands during a very stressful time is very comforting. James's local knowledge of the property market was also a big bonus for me. I have already recommended James to both family and friends and will continue to spread the word. Thank you for everything."

Y. Cochrane - Upgrader
North Lakes, QLD

"From the first meet and greet and pre-approval through to settlement, the service we have received has been second to none. We would encourage and recommend any first home buyer to enlist the services you offer. Our requirements were met, great financial advice was provided and we received thorough communication along the way. Thank you for your patience, your honesty and guidance which resulted in us achieving our dream of home ownership."

Jason & Heidi Medok - First Home Buyer
North Lakes, QLD

"Returned phone calls and emails in a timely manner. Was happy to explain things to me all the time (which was great as I was new to the whole process!) You were very organised and did exactly what you said you were going to do. Tammy was very helpful also and great at providing updates (without having to be asked) to let me know where things were at. So nice not to have to chase. Thanks for the great service"

Janelle Murray - First Home Buyer
Paddington, QLD

"We were very happy with James Florance from Mortgage Choice North Lakes. His service was exceptional. He was easy to get in touch with and always returned calls very promptly. Between James and Tammy we were always kept up to date with everything and they were also lovely to deal with not to mention the great mortgage products they offer. We wouldn't hesitate to recommend James at Mortgage Choice."

M & J Livingston - Refinancer
Narangba, QLD

"We found James & Tam to be the most efficient & helpful professionals in relation to our financial requirements that we have ever dealt with & we certainly had faith after our initial visit (& then emails) that all would go smoothly. We have already been recommending you to our friends & family. Thank you for such a smooth process in the changes you helped us make with our home loan."

Robert and Karen - Refinancer
Narangba, QLD

" Hi James, your professionalism in our first telephone conversation and advice given over the phone at that point in time provided us with a high level of confidence and comfort to continue the conversation and action with yourself 6 months later. Your assistance with both the home mortgage and car finance enabled us to review our financial situation and set ourselves up for meeting our goals in the future. We look forward to a long association with yourself and your team. Thanks again!"

R Hine & F Brown - Refinancer
Brighton, QLD

"Your service was fantastic. The whole process was made so much easier by having you as our Mortgage Broker. Your very approachable, and you clearly explain everything in easy to understand terms. We would certainly come back to you and highly recommend you to others."

S Rees & K Vowels - Upgrader
Mooloolah Valley, QLD

"Excellent service from the first phone call. Everything you had control of happened quicker than I expected. I now have loans with more flexibility than I expected & ticked all my requirements. The perseverance by Tammy with issues created by my old bank not paying attention to detail ensured everything progressed a lot quicker than I could have ever achieved. You have done a great job. Thank you."

Sue Smith - Refinancer
Sandgate, QLD

"Thanks James for everything you have done, you have made our dreams of owing an investment property come true! I would never go into a bank to apply for a loan James makes everything so easy!!!!"

D. O'brien - Property Investor
Burpengary, QLD

"It was a pleasure to discuss in 'plain english' such an important part of our lives - the home loan. I asked a lot of questions which I'm sure was annoying but I was made to feel that it was totally fine. Hassle Free!"

Donna Cooke - Refinancer
Deagon, QLD

Your Local Mortgage Broker & Financial Services Experts in North Lakes and Redcliffe

Talk to James Florance, your local Mortgage Choice broker from North Lakes and Redcliffe. Let us research and compare over 20 lenders for you.

North Lakes

Win 2 years' worth of interest on us!^

Take out a home loan with us and you could win 24 months' worth of interest on us! What would you do with the savings?

Multi Award winning Team at Mortgage Choice North Lakes

Let my Team at Mortgage Choice North Lakes help you

We have a specialised team that can also help you with

Our office is open by appointment between 9am to late Monday to Friday.

Call 3886 3881 to make an appointment today.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Jess Drewe

Savanna Holder

Mandy Olivier

matt debono

John Sax

Neil Lawlor

Angie Smith

Matthew Hogan

Naga Katta

Chloe Takiari

Jamee Porteous

Benjamin Atkins

Alasdair Boyd

Kirstyn Dymock

Viv Stubbs

Megan Fisher

Andrew Bolt

KimR

Lance Newey

Paul Johnson

Rhys Jennings

Dale S

claire Coleman

Tanya Elbourn

Katrina Wood

Meaghan Phelps

Drew Squire

K L

Josh Noble

Daniel Goldie

Pamela Matsongoni

Jason D1986

"Hi James and Tammy, thank you for all your help and advice in the process of choosing a mortgage for our first home. We really appreciated the great communication throughout and would definitely recommend your services to anyone."

"James & Tammy provided exceptional service throughout the whole engagement and made the financial aspect a very smooth process in what is normally a very stressful time, I would highly recommend James to anyone I know, confident in the fact that they will receive the same high level of service."

"James Florance's service is extremely professional, courteous and prompt. He always returns calls in a timely fashion and was in regular contact via email. The home loan offered was a great flexible product and the loan application process was straight-forward and efficient. Thanks James!"

"Your service was fantastic. The whole process was made so much easier by having you as our Mortgage Broker. Your very approachable, and you clearly explain everything in easy to understand terms. We would certainly come back to you and highly recommend you to others."

"Thanks James for everything you have done, you have made our dreams of owing an investment property come true! I would never go into a bank to apply for a loan James makes everything so easy!!!!"

"It was a pleasure to discuss in 'plain english' such an important part of our lives - the home loan. I asked a lot of questions which I'm sure was annoying but I was made to feel that it was totally fine. Hassle Free!"

Help me calculate

1. About meus

2. Income and Expenses

3. Your Affordability

Your Monthly Position

Latest news & tips

RBA holds fire

Contact us today.