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James Florance

Your Local Mortgage Broker & Financial Services Experts in North Lakes and Redcliffe

Talk to James Florance, your local Mortgage Choice broker from North Lakes and Redcliffe. Let us research and compare over 20 lenders for you.
  • Call Us
  • Office - 07 3886 3881
  • Fax - 07 3054 4483
  • Open Hours
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
Address

Suite 10 Norwinn Centre, Cnr Endeavour Blvd & Winn St NORTH LAKES, QLD 4509

Multi Award winning Team at Mortgage Choice North Lakes

  • Winner of the Mortgage Choice Business Excellence Award QLD in 2019, 2018, 2017, 2016, 2015, 2014, 2013, 2011/2012 & 2009.
  • 2018 National ALI Group Broker of the Year.
  • 2017 Queensland ALI Group Broker of the Year.
  • 2017 Australian Mortgage Awards Finalist - Broker of the Year.
  • 2017 Mortgage Choice National Growth Award.
  • Winner of the Mortgage Choice Gold Broker Award 2016, 2015.
  • Winner of the Mortgage Choice Business Driver Award 2011/2012.
  • Mortgage Choice CEO Award Finalist 2011/2012.

Whether you're buying for the first time, onto your second home or developing your investment property portfolio, purchasing property can be a confusing process, so it helps to have someone there to guide you along the way. Calling Mortgage Choice is the first step to minimizing the fuss and turning your property dreams into reality.

In my Sixteen years in the mortgage and finance industry, there are few scenarios I haven't dealt with. Whether you're after a pre-approval, you've found your dream home already or need to get things happening quickly - our dedicated team are here to help you along every step of the way and best of all, we don't charge you for our expertise and service.

We have access to a large panel of Australia's leading lenders, so you have genuine choice from many hundreds of loan possibilities.

Let my Team at Mortgage Choice North Lakes help you

  • Purchase your First Home, we will also assist you with the First Home Owner Good Start Grant.
  • Purchase an Investment Property or fund other investments.
  • Refinance your existing home loan showing you how to pay off your mortgage years sooner.
  • Restructure your current mortgage to ensure that it is helping you to achieve your goals.
  • Consolidate your mortgage, credit cards and personal loans into one low rate.
  • If you are Self Employed or require a Lo Doc Home Loan.

We have a specialised team that can also help you with

  • Financial Planning
  • Car Loans
  • Commercial Loans
  • Asset & Equipment Finance
  • Professional packages
  • Your General and Personal Insurance needs.

Our office is open by appointment between 9am to late Monday to Friday.

Call 3886 3881 to make an appointment today.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews



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We have been visiting James for all our home/car loan needs since 2011. James has always been so helpful and professional, making the whole process stress free. I would highly r...

Mortgage Choice North Lakes

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Haven't heard anything back in two weeks

Mortgage Choice North Lakes

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James is the best to work with .verry professional so helpful wouldn't go anywhere else for my accounting advice

Mortgage Choice North Lakes

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James and Bec were amazing, after finding our perfect home and attempting to go it alone as first home buyers we ran into some issues. Just as we thought we would have to give u...

Mortgage Choice North Lakes

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James is a good broker, professional, helpful and efficient! Highly recommended!!!

Mortgage Choice North Lakes

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James & Bec made the whole application process incredibly easy and answered all queries thoroughly. As a first home buyer it was a scary process for me but I can happily say tha...

Mortgage Choice North Lakes

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James and Bec made the process of buying my property exceptionally easy. They were able to provide assurance on my borrowing power, found a great product for me, and then worke...

Mortgage Choice North Lakes

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Sensational support. Constant contact. Very personal. Updates galore. Professional and friendly. Open and honest. Highly recommended

Mortgage Choice North Lakes

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James and Rebecca have been such a pleasure to deal with. Always prompt to respond to any questions we’ve had and made us feel we were in good hands. Would definitely recommend.

Mortgage Choice North Lakes

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James and his team have been great to work with. Couldn't recommend them more highly.

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We Found that James and his team went beyond what was necessary or expected from a Broker. This is the 3rd time that we have used James service to purchase our home.

Mortgage Choice North Lakes

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James was a saviour for me. He sorted all my remortgaging after a separation. He was efficient, clear and concise and I have come out of it in a much better position for the fut...

Mortgage Choice North Lakes

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This is the second time I have used James and Bec at Mortgage Choice North Lakes and found them to be very efficient and easy to deal with. They are very responsive to questions...

Mortgage Choice North Lakes

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James offers a very professional and friendly service. James has always made our experience of buying a simple and stress free process. Highly recommend the service that James o...

Mortgage Choice North Lakes

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James and Bec at Mortgage Choice Northlakes are exceptional! I highly recommend the team because they are knowledgeable, prompt, good communicators, and solutions-focussed. I wi...

Mortgage Choice North Lakes

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James has dealt with two of my mortgages over the last 5 years (when you find someone good, you stick with them the second time round!). He has always been very prompt and thoro...

Mortgage Choice North Lakes

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James is very professional, and easy to deal with

Mortgage Choice North Lakes

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If you’re looking for an excellent mortgage broker then James and team at Mortgage Choice, North Lakes are the best. We have nothing but good things to say about James and Bec....

Mortgage Choice North Lakes

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James has been very patient with us during the time we took to secure our first investment property. We are very happy that James was our mortgage broker during this process as...

Mortgage Choice North Lakes

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Mortgage Choice at North Lakes is a fantastic choice! They are helpful, kind and treat you with respect. James is a great guy, who ensures your comfortability every step of the...

Mortgage Choice North Lakes

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Cannot recommend James and Bec highly enough. This was our first home loan and they put our minds at ease with their knowledge and fantastic customer service. They kept us updat...

Mortgage Choice North Lakes

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Very friendly staff and easy to find with the gps.. very professional.and knowledgeable broker

Mortgage Choice North Lakes

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James is very knowledgeable and made be feel comfortable straight away. This was my first time buying and I had no idea what I was in for. He also recommended a excellent convey...

Mortgage Choice North Lakes

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My husband and I can't thank James and his team enough for all their support and guidance throughout the very stressful and overwhelming process of buying our first home. They w...

Mortgage Choice North Lakes

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From start to finish James and the team at Mortgage Choice North Lakes have been professional, friendly and so helpful. I cannot thank them enough for all their help. Highly rec...

Mortgage Choice North Lakes

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James is very knowledgeable highly experienced and dealt with my refinance, great staff replied to all of our questions straightaway. Excellent process from start to finish we w...

Mortgage Choice North Lakes

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James has been an absolute legend with purchasing our first home from start to finish. We will definitely use his services again. Arif and Shae

Mortgage Choice North Lakes

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James and the team have helped me through 2 mortgages now and make life super simple and able to answer every question I've had.

Mortgage Choice North Lakes

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James was very helpful when we decided to refinance our loan. He guided us every step of the way and kept in contact the entire time to let us know what was happening. We found...

Mortgage Choice North Lakes

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We would like to recommend James to anyone looking for the best home loan. He is friendly, knowledgeable, and will help guide you through the buying process. James worked with...

Mortgage Choice North Lakes

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James and Rebecca have been exceptional throughout the process with the home loan. I'm very happy with the service and their guidance in each step of the process in building our...

Mortgage Choice North Lakes

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James and his team are A+++ I have used them a couple of times now and I highly recommend them! Thank you once again

Mortgage Choice North Lakes

See all Google reviews

Hi James and Tammy, thank you for all your help and advice in the process of choosing a mortgage for our first home. We really appreciated the great communication throughout and would definitely recommend your services to anyone.

Ben & Jacqui, Burpengary, QLD
- First Home Buyer

I would be pleased to recommend James and his team from Mortgage Choice North Lakes to anyone considering their first home through to experienced real estate investors. James explained important processes in clear, simple language, took interest in my objectives and worked hard to ensure I received the product that was right for my situation. His support team went above and beyond in their role, which was certainly much appreciated and ensured a smooth, stress-free real estate experience.

Angus McDonald, Bracken Ridge, QLD
- Property Investor

I've used mortgage brokers previously and found them to be diligent and effective in sorting through the various products and corresponding with the banks. James at Mortgage Choice North Lakes is one step ahead of the rest. We found him not only responsive and knowledgeable about the various products, but also accessible at all times and willing to go the extra mile for complex arrangements. Thank you for your efforts and we will be referring to you in the future.

Tony and Tash Madden, Eatons Hill, QLD
- Property Investor

James & Tammy provided exceptional service throughout the whole engagement and made the financial aspect a very smooth process in what is normally a very stressful time, I would highly recommend James to anyone I know, confident in the fact that they will receive the same high level of service.

Steven & Hope Pinnoy, Murrumba Downs, QLD
- First Home Buyer

James Florance's service is extremely professional, courteous and prompt. He always returns calls in a timely fashion and was in regular contact via email. The home loan offered was a great flexible product and the loan application process was straight-forward and efficient. Thanks James!

Melinda Mitchell, North Lakes, QLD
- Upgrader

I couldn't be more happy and impressed with the service I received from both James and Tammy. From start to finish they were very informative and both went out of their way the entire journey. Knowing you are in good hands during a very stressful time is very comforting. James's local knowledge of the property market was also a big bonus for me. I have already recommended James to both family and friends and will continue to spread the word. Thank you for everything.

Y. Cochrane, North Lakes, QLD
- Upgrader

From the first meet and greet and pre-approval through to settlement, the service we have received has been second to none. We would encourage and recommend any first home buyer to enlist the services you offer. Our requirements were met, great financial advice was provided and we received thorough communication along the way. Thank you for your patience, your honesty and guidance which resulted in us achieving our dream of home ownership.

Jason & Heidi Medok, North Lakes, QLD
- First Home Buyer

Returned phone calls and emails in a timely manner. Was happy to explain things to me all the time (which was great as I was new to the whole process!) You were very organised and did exactly what you said you were going to do. Tammy was very helpful also and great at providing updates (without having to be asked) to let me know where things were at. So nice not to have to chase. Thanks for the great service

Janelle Murray, Paddington, QLD
- First Home Buyer

We were very happy with James Florance from Mortgage Choice North Lakes. His service was exceptional. He was easy to get in touch with and always returned calls very promptly. Between James and Tammy we were always kept up to date with everything and they were also lovely to deal with not to mention the great mortgage products they offer. We wouldn't hesitate to recommend James at Mortgage Choice.

M & J Livingston, Narangba, QLD
- Refinancer

We found James & Tam to be the most efficient & helpful professionals in relation to our financial requirements that we have ever dealt with & we certainly had faith after our initial visit (& then emails) that all would go smoothly. We have already been recommending you to our friends & family. Thank you for such a smooth process in the changes you helped us make with our home loan.

Robert and Karen, Narangba, QLD
- Refinancer

Hi James, your professionalism in our first telephone conversation and advice given over the phone at that point in time provided us with a high level of confidence and comfort to continue the conversation and action with yourself 6 months later. Your assistance with both the home mortgage and car finance enabled us to review our financial situation and set ourselves up for meeting our goals in the future. We look forward to a long association with yourself and your team. Thanks again!

R Hine & F Brown, Brighton, QLD
- Refinancer

Your service was fantastic. The whole process was made so much easier by having you as our Mortgage Broker. Your very approachable, and you clearly explain everything in easy to understand terms. We would certainly come back to you and highly recommend you to others.

S Rees & K Vowels, Mooloolah Valley, QLD
- Upgrader

Excellent service from the first phone call. Everything you had control of happened quicker than I expected. I now have loans with more flexibility than I expected & ticked all my requirements. The perseverance by Tammy with issues created by my old bank not paying attention to detail ensured everything progressed a lot quicker than I could have ever achieved. You have done a great job. Thank you.

Sue Smith, Sandgate, QLD
- Refinancer

Thanks James for everything you have done, you have made our dreams of owing an investment property come true! I would never go into a bank to apply for a loan James makes everything so easy!!!!

D. O'brien, Burpengary, QLD
- Property Investor

It was a pleasure to discuss in 'plain english' such an important part of our lives - the home loan. I asked a lot of questions which I'm sure was annoying but I was made to feel that it was totally fine. Hassle Free!

Donna Cooke, Deagon, QLD
- Refinancer

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