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James Florance

Your Local Mortgage Broker & Financial Services Experts in North Lakes and Redcliffe

Talk to James Florance, your local Mortgage Choice broker from North Lakes and Redcliffe. Let us research and compare over 20 lenders for you.
  • Call Us Mortgage Choice North Lakes
  • Office - 07 3886 3881
  • Open Hours Mortgage Choice North Lakes
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

Suite 10 Norwinn Centre, Cnr Endeavour Blvd & Winn St NORTH LAKES, QLD 4509
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Multi Award winning Team at Mortgage Choice North Lakes

  • 2022 Mortgage Choice Insurance Champion Award for Australia
  • Winner of the Mortgage Choice Business Excellence Award QLD in 2020, 2019, 2018, 2017, 2016, 2015, 2014, 2013, 2011/2012 & 2009.
  • 2020 QLD Broker of the Year ALI Group.
  • 2018 National Broker of the Year ALI Group.
  • 2017 QLD Broker of the Year ALI Group.
  • 2017 Australian Mortgage Awards Finalist - Broker of the Year.
  • 2017 Mortgage Choice National Growth Award.
  • Winner of the Mortgage Choice Gold Broker Award 2016, 2015.
  • Winner of the Mortgage Choice Business Driver Award 2011/2012.
  • Mortgage Choice CEO Award Finalist 2011/2012.

Whether you're buying for the first time, onto your second home or developing your investment property portfolio, purchasing property can be a confusing process, so it helps to have someone there to guide you along the way. Calling Mortgage Choice is the first step to minimizing the fuss and turning your property dreams into reality.

In my Twenty Five years in the mortgage and finance industry, there are few scenarios I haven't dealt with. Whether you're after a pre-approval, you've found your dream home already or need to get things happening quickly - our dedicated team are here to help you along every step of the way and best of all, we don't charge you for our expertise and service.

We have access to a large panel of Australia's leading lenders, so you have genuine choice from many hundreds of loan possibilities. 



What is your borrowing power?

When you're ready to purchase your property, it's important to have a good understanding of how much you can borrow. We know that finding out how much you can borrow for a property can be a bit confusing, which is why we have some great resources at your disposal.

Feel free to check out our easy to use home loan calculators here or get in touch with us to discuss your unique situation.

Let my Team at Mortgage Choice North Lakes help you

  • Purchase your First Home, we will also assist you with the First Home Owner Good Start Grant.
  • Purchase an Investment Property or fund other investments.
  • Refinance your existing home loan showing you how to pay off your mortgage years sooner.
  • Restructure your current mortgage to ensure that it is helping you to achieve your goals.
  • Consolidate your mortgage, credit cards and personal loans into one low rate.
  • If you are Self Employed or require a Lo Doc Home Loan.

We have a specialised team that can also help you with

  • Car Loans
  • Commercial Loans
  • Asset & Equipment Finance
  • Professional packages
  • Your General and Personal Insurance needs.

Our office is open by appointment between 9am to late Monday to Friday.

Call (07) 3886 3881 to make an appointment today.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Client reviews

Great service. Prompt communication and valuable support every step of the way for our first home purchase. James and the team were wonderful, 100 recommend

21 November 2023  

James from mortgage choice was very helpful and friendly. The communication throughout was amazing and made the process soooo easy. James was happy to answer any questions and gave heaps of information. Thank you James for ur help

20 November 2023  

James and the team made the whole process very smooth and stress-free The communication was great and the recommendations from James were also 5 star

12 November 2023  

I have used James and his team multiple times now. Easy to communicate with, very patient and the outcome is always what I needed.

30 October 2023  

Excellent service, James and his Team always follow through for you, via phone or texts etc. very thorough in assisting with mortgage applications. they make the application so much easier for you. A top rating business who puts the client first always, I have no hesitation in recommending James and his Team to anyone who wants to apply for a home loan. A gold class service. We were extremely happy... read more

16 October 2023  

Been great to work with

05 October 2023  

I highly recommend this business
I was completely impressed with their professionalism and customer service.

27 September 2023  

James and the team helped my partner and I secure our first home. From start to finish their communication has been excellent keeping us up to date on every aspect. Will definitely be recommending to family and friends. Thanks guys

27 September 2023  

Excellent service James was the source of helpful information given we are first home buyers. Information was communicated clearly in a timely manner. Service highly recommended.

09 September 2023  

Great to deal with. Would deal with again. They chose the best product to suit our requirements.

07 September 2023  

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Refinancing guide

Considering refinancing? Our guide explains the reasons, costs and steps involved in refinancing your home loan.

Download now


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