Mortgage Broker Mont Albert, Balwyn and Bulleen
Balwyn
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- Office - 0426 606 378
- Open Hours
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Monday - Friday: 9:00am - 5:00pm
After hours by appointment
Start your home loan journey today
Mortgage broker Mont Albert, Balwyn, Bulleen and the surrounds
James Tang is proud to be your Mortgage Choice broker in the Mont Albert area! Coming from over 20 years working in International Wealth Management and Asset Management, James is dedicated to delivering exceptional service and fostering long-lasting relationships built on trust and transparency. His knowledge and experience allows him to understand that every client has a unique financial situation and create a customised mortgage solution accordingly. Whether you are a local looking for your next home, a first home buyer, or an investor, James is committed to guiding you through each step of the home loan process, empowering you with the knowledge you need to succeed. Client education and ongoing support are a priority for James, and he is here to serve as your trusted advisor.
When he’s not at work, James loves to stay fit and healthy by jogging, cycling, and playing badminton with friends! He also enjoys fishing and swimming as a way to relax and find peace. James speaks both Cantonese and Mandarin Chinese, so language is no barrier to his amazing service!
Why do you need a mortgage broker?
Working with James as your mortgage broker saves you time, energy, and stress. He takes the time to understand your unique situation and works to genuinely understand your home loan needs. From there, he will utilise his wide network of both standard and specialty lenders to find you a finance solution that works for your goals. Whether it’s your first home or your tenth, James is ready with his expert knowledge and advice to help guide you seamlessly through the journey. You can trust him to have your best interests at heart, and best of all, his services are absolutely free to you! Talk to James today to get started.
There’s no one better than James Tang to help secure your home loan
We can also help you with
- Mortgage broker Mont Albert
- Mortgage broker Balwyn
- Mortgage broker Bulleen
- Commercial lending
- Refinancing
What help is available for first home buyers?
Trying to break into the property market as a first-time buyer can feel like an uphill battle! Saving for a deposit worth 20% of the property price is often a tough ask for many first-time buyers, but luckily there are a few options you can utilise to make your home ownership dreams a reality. There are various government assistance schemes that can help you purchase your home, and James can help you assess your eligibility and apply for them. You may also want to consider using a guarantor to avoid LMI costs and secure a property with a smaller deposit. Talk to James to discover all your options and the best path forward!
Calculating your borrowing power
Your borrowing power is determined by numerous factors including your income, debts, expenses, and even your lender. With so many variables, we know it can be difficult to plan your budget in advance. As your mortgage broker, James will be able to help you understand your borrowing power and the factors that influence it, but in the meantime, try out our free and easy-to-use calculator tool to get a better idea of your financial potential.
Home loan application tips
Before you apply for a home loan, it’s a good idea to cut back on any unnecessary spending, showing to your lender that you are responsible and reliable. You may also want to stick to one credit card with a low limit and try to pay off any other debts, as this can affect your borrowing power. Your trusted mortgage broker, James Tang, will be able to offer you all the best advice about your application, so be sure to contact him as soon as you decide to buy a home.
James Tang is ready to help you find the best home loan. Call him today on 0426 606 378 to discuss your options.
The right home loan for your needs
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~